My husband got a call from a close family friend, the bishop of a local church, and offered his old home to us that he gave to the church some time ago. he said they have been trying to sell it and couldn’t and he knew we wanted to buy it but couldn’t get a loan so they are offering it to us on a term of 0 a month for 10yrs (payments to the church)…it’s a lovely home but does need some updating, which we can do no problem, my husband and his family are in the construction business. It sounds like a wonderful idea but i’m a bit worried because the entire congregation "owns" it if there could be some unforeseen problems with that. and if so what could we do to protect ourselves for future problems? What do you all think? Thanks.

Okay so my sister just turned baptist and she told me that she HAS to give money to the church because the pastor showed everyone their mortgage bill. This is a regular looking church. I told her that from what I learned in business class they are a non-profit. She tells me that she doesn’t believe me and that her pastor would never lie to her. She doesn’t have a job. She’s 19 and doesn’t help my mom pay the bills but yet she think she can give her FAFSA money to her church!!! So do they pay mortgage or any type of bills?
Dear PAT, it was just a question!!! I hope you are not one of those "christian" people! I didn’t assume EVERYTHING was free. Looks like you’re the retard.

When the primary season began Tim Russert was as responsible as anyone to give Obama a huge boost and now at 58 gone. Sen. Kennedy endorses Obama, stroke. Iowa, the first state to vote went to Obama, flooded as well as Montana, Missouri, Kansas, flooding and tornadoes, Illinois and Wisconsin, all states that went to Obama or at least a draw. Pelosi, a strong advocate for Obama is now being investigated for her role in the mortgage debacle! I have never believed in coincidences and with the number of events cannot help but feel the wrath of God is being felt in so many different parts of our country for electing an individual who comes from a church teaching hatred for his fellow man!
Bob, God does not hate his own creation!
Sen Larry Craig His wife is exacting revenge!
Gore"s already been punished by being exiled!
Jolie I am not speaking for the Lord, this is just a question!
Hobbit Lass Read some bible stories and you too would at least question the similarities!
It was just a question people. I have no hot line to the Lord, just was wondering something out loud. Of course I would never wish harm on anyone but when so much is happening I always fall back to cause and action. Sorry if anyone thought I meant more than that but it was just a question and a thought to ponder!

For the last several months I have seen Y/A liberals pick McCain apart and broadcast lie after lie about the man. Liberals say that he is too liberal to be a republican, then you say he is just like Bush.

But not once has any one of you given an example of what Obama accomplished in his political career.

Let me start:

After Harvard Law School he became a lawyer and only practiced for two years before he entered politics. In his two years as a lawyer he tried just 14 cases. All of them law suits against the government. And all to keep Affirmative Action alive and well

Obama was a community activist. He passed out flyers and incited unrest

In the Illinois legislature, he voted ‘present’ more than yea or nay combined. So he was either the most uninformed man in the room or he just didn’t care enough to vote. Either way its a disgrace

He’s been a senator for 143 days and has nothing to show for that either

He wrote two totally racist books

He was involved in a sleazy 14 million dollar land deal that got him a million dollar house for a few hundred thousand on a loan setup by Countrywide which never had to be repaid.

He sat in a church for 23 years that preached hatred for "whitey" and "God damn America

He refuses to salute the flag of our country but he has no problem calling terrorists "freedom fighters

This list can go on.

Now liberals it is your turn to come to the mans defense.

And the one rule here is it has to be something Obama has accomplished. No bashing or even praising of McCain.

This moment is reserved for the Obamabots to actually show they can play by the rules.

THE BALL IS IN YOUR COURT

To Stamp Collector 32

I said to list what he has accomplished. You listed nothing except the general rhetoric of he did alot. This is a chance for detail. You have the stage and the conseratives are listening. Now how about some details.
to heavenlyapprentice

You have the correct idea and listed many things I will check out. I do work from facts.

However you mentioned Earn Income Credit. This type of program was started in 1975 under President Ford (Republican) while Obama was still in high school.

My father is a good man. He earns a salary, religiously attends church, and helps out with friends and family. He has a couple hobbies that besides bringing in change is pure decent enjoyment. One particular hobby is purchasing vehicles, fixing them up, and re-selling them. This is where my problem with him resides.

He and my mother have been friends with one lady for a long period. My parents have a stable financial life, but she doesn’t. She recently bought a car from my parents, and since she could not afford ba loan because of bad credit, they took out a 00 loan in their name for her. She made a promisorry note, stating that she would make all the monthly payments on time. She has made every payment on time, and she has never missed one. But my argument is not with her, but instead with her son.

She’s of old age probably 60’s and she has one son who has a colorful record. He’s in his late 30’s and he has gone through living off of her to trying to have her arrested, and then being arrested, for domestic disturbance and for drug possesion. Currently he is on good terms with his mom right now, so she’s allowing him to stay with her. She allows him back in because according to her "this guy is her son and she is his mother so she can’t turn her back on him".

But here is where the problem is. A couple years back this friend sold her house to my parents, who renovated the inside and outside with their own money and thier hands (they did 76%) of the work. The women came to my parents house when they were almost done with the rennovations and asked if her son and his girlfirend could stay in their for a few days. She had bought a trailer and did not have enough space for them both. My instincts told me this was not a good thing, and I argued against it. I did not like what this friend had asked from my parents. If she thought she was doing a motherly thing by seeking a place for her son, it should have been in the comfort of her home, not the home my parents bought. Since my parents thought it was only going to be a few days, they did not make out a lease, but abided under an oral agreement. After a few days had passed my parents asked them to leave. However the son and his girlfriend refused to leave and said that they were going to stay there for a few months. According to them this house belonged to the son, because it was originally his mothers. But his mother SOLD it to my parents along with an ongoing family dispute. My parents had to take them to court to make them leave, and what hurts me the most was not the situation itself but the comments that this friends son and his girlfriend hurled at my parents in court, This sickening couple said that my parents had promised this and done that and then the girlfriend even said my father tried to make advances on her. My father and mother were always together when they were at that house. They were never apart, I know my father I am with him 95% of the time, he is a good man. My parents’ friend, the guys mother did side with my parents at the court case and offered herself as a witness to help my parents with case..

Now currently I am seeing deja vu. My father who has finished work on a vehicle wants to sell it. He was looking for a buyer, and with upcoming land taxes he wanted to find a quick buyer. Thier friend came over a few days later and said wanted to know if my dad had a vehicle that her son can buy. After the last mishap, I would think my father would be against any sale or legal dealing with the friends son. I wanted to know the friends son’s additional court history, and it was an frightening sight. I Checking the court files I found out her son has already tried to sue two companies this year.

To me the idea of my Dad selling this vehicle to this friends son is way past ridiculous. He still wants to sell the car to this guy after I told him about his past: the same guy who took advantage of him, lied about him, tries to make a living off of lawsuits, and he wants to sell the car to him?

I a future law student (fall) and I know that this friends son could sue us for so many things about the car. I drove this week and had it inspected, the mechanic said it was in good shape and is running smoothly. So I know the car is a good deal, but you could do something to the vehicle and claim the owner had sold it to him in that state. And based on the courtfiles, he has made past statements. I am trying to talk my Dad out of this, and he mentioned that he would get the buyer to sign a best as warranty or something along the lines of that. What that means is that if something is wrong with the car in the future, the seller is not at fault. But I can;t believe that would work too well in a legal situation. Because you can always say that the seller was not honest about the sale, claiming the "Buyer Beware clause".

I know that I am going to get into a big argument with my Dad. He is in Canada for a few days and will be back on Frida
My Dad will be back in on Friday, so I have three days to find a buyer for the car. Am I wrong to object, to refuse the sale.

I have extremely low self esteem. I don’t mean the "I’m ugly- compliment me" kind. I mean I’m on anti-depressants, I spend alot of time crying, think I am absolutely good for nothing kind of low self esteem.

I am gonna play the I was emotionally abused by my mother card because I was. I try to not let it affect me but it has. It’s hard to let 20+ years of emotional abuse go. I can’t avoid my mom as she is terminally ill and I believe it’s far better to be there for her. Plus, I honestly don’t think she remembers the things she’s done. It wouldn’t do any good now to bring it up anyway.

It’s affecting my marriage because I’m constantly freaking out thinking my husband is going to leave me for someone better and he’s getting tired of reassuring me he won’t.

It doesn’t help that I spent a great chunk of our marriage as a SAHM and then entered the workforce again only to be laid off when that business closed. So I decided to start my own business which he supported- reluctantly and allowed me to put all of our vehicles on the loan plus had my parents co-sign for. Unfortunately, the great recession hit and my business failed after a year. I’m okay with that part- mostly. I just wish constantly that I’d never done it. I know I can’t undo it but I can’t stop resenting myself for doing it. What bothers me about it is that I have a SBA loan to pay for now and had no job up until a couple days ago. I finally found a job but it means I will never see my husband or daughter. Plus I’ll end up seeing people that knew I had my own business and it’s very embarrassing. Partly because it failed. Partly because when it closed I told people that I had to because we might be moving due to my husband’s job. That fell through- we didn’t move and people comment on it all the time. I should mention I live in a small rural town where you would think people would be a little more understanding but they are very back stabbing and clique-ish. And to top the job part off, I hate the place I’ll be working. I know I can still look for another one but it’s taken me 6 months to find this one (small town!)

I want to be a writer but I have a HUGE fear of failure that I can’t seem to get passed. I am over weight but I’ve started to do mild to moderate exercise for about 1- 1 1/2 hrs a day. But due to being out of shape and an injury that’s still healing, it’s very slow going and I’m a results kind of person. I’m treating my depression with meds but I hate it. Counseling is out because I simply can’t afford it. Church is not an option either- hubby hates it and I go when I can but our church is in a major upheaval right now. I have no real friends (ya know the kind you say "let’s go have coffee with and talk") that I can lean on. Just a few acquaintances that I say hi to when I see them.

So my question is how can I build up my self esteem without relying on others to do it for me? I want to be a happy, better person on my own merit. I should also mention that moving is not as option as my husband has an excellent job with benefits that would be absolutely stupid to give up over my issues.
1st- I appreciate the weight loss tips but that’s not what this is about. It’s about my overall self esteem. Weight is only a part of it.
2nd- yes- I believe in God and I do pray. But I’ve studied several religions and I cannot say I am exclusively Christian especially since I do not believe everything happened in the Bible as it is because it was written by man sometimes several hundred years after the fact and man is flawed. I don’t want to turn this into a spiritual debate. I’m simply trying to head off people telling me to read the Bible. I have- it has good points in it but I also don’t believe it is the sole cure to my self esteem issues.

I’m suppose to be having a wedding in June. The church is already paid for, but we can get most of it back if we cancel. We are already legally married (he’s in the navy and he had new orders coming up and if I wanted to be able to go with him I had to be his wife). Anyways, we’ve been planning this for a year. My parents were going to be paying and so far we still have to pay for: a dress (I need to order it in the next week if I want to get it in time), Two tux rentals (160 each), alterations, music (the church requires live music and if you use your own you still have to pay 100 for "consultations"), food for the reception, floral (all), decorations, a cake, etc. etc….

Here’s the problem: My mom just lost her job, she is looking for a new job but the soonest she would have a paycheck is September. That means they’re going to be short at LEAST 10K in earnings even after unemployment. So them paying for anything is pretty much out. On my end I can’t find a job and don’t have a job. I can’t even afford school for a few more months. I just pulled out a loan, both of our credit cards are close to the max (enough room for emergencies). The only way we can afford to have the wedding is if we pay the minimums instead of paying off our debt faster… in this case we could afford the wedding (nothing but the minimum)..

On the other we can pay off our debt in the next two years by making above minimum payment and we could just throw a party at my house (my parents have a pool). Food could just be grilled or something simple like that and we have speakers for music.

Which direction should I go with? I’m beyond stressed at this point because this is the third attempt at wedding I’ve had, the first two were before we got legally married. I just want this to be over with. My husband is set on the church wedding whole deal but I never even cared if we got married in a church to begin with.

Seriously, what would possess someone to give a portion of their salary in order to build a huge expensive building in which to worship?

I understand giving, when it helps those less fortunate…when it is used to clothe the poor, feed the hungry, and care for the orphans, widows and children.

However, just knowing that the money you are giving to "God’s work" is simply paying for a large spire in the sky and bricks and mortar, possibly a basketball court, etc…how do you justify that as giving to God’s work?

Wouldn’t a simple structure large enough to house the parishoners, be all that God would construct? WWJD? Wouldn’t he just preach from a donated warehouse or building that an entrepreneur would loan, (probably for a tax write-off). Why do so many pastors and churches have to build bigger, more expensive buildings just to feed their ego?

How about a church/pastor/religion who called the divorced and remarried people an abomination?

How about a church/pastor/religion that said that anyone who filed bankruptcy or defaulted on a student loan was a degenerate?

So, why do you tolerate a church/pastor/religion that uses such names to describe the supposed "sin" of homosexuality?

From a literal interpretation of the Bible, those who do not turn from their sin of adultery/divorce by being celibate, obesity/glutton by losing weight, or stealing/bankruptcy by repaying the debt, will not inherit the kingdom of God. Just as fundies say, homosexuals who do not turn will not go to heaven.

So, why do you tolerate such hateful words and actions towards homosexuals by the fundamentalists…degenrate, abomination, scum of the earth…but, would not tolerate such language in relation to other suppsed "sinners"?

Serious question,

The people in her church are the scientific masterminds of this earth and everything beyond? Should people stop paying all that money for ANTH courses and just drop their tithing at her church? I feel so foolish wasting years and getting into debt over student loans….Where would I be if I had only met her sooner? (Boss isn’t in yet, can you tell?)
Not eavesdropping. She yells when she is on the phone. I wouldn’t report her for anything! I get a "bang" out of her! I would be hypocritical playing online like I do!

And what are just the basics we can get by on? I’m thinking the whole budget should be about 00 to:
order invitations
buy a dress
pay the ceremony fee for the church
rent a reception site
have floral arrangements
have a photgrapher
have enough hor d’ourves and wedding cake for 50-60 people.

Am I missing anything? Is it a bad idea to get a loan for just a one-day celebration that might take 3 or more years to pay off?
We have been pushing it back for a couple years now… we are both on tight incomes.

I guess if we just scraped together the money we have, the best we could do would be cake and cocktail weenies. I would feel like a major dork expecting people to spend money on airfare, hotels, new clothes, etc. for THAT.
Thanks for all the good insight! I guess we haven’t saved anything yet because there hasn’t been room in the budget. I just want to get married already, but my family "expects" a big day that will include them, of course. I feel like getting a loan is my last option for actually getting the darn thing over with!

How about a church/pastor/religion who called the divorced and remarried people an abomination?

How about a church/pastor/religion that said that anyone who filed bankruptcy or defaulted on a student loan was a degenerate?

So, why do you tolerate a church/pastor/religion that uses such names to describe the supposed "sin" of homosexuality?

From a literal interpretation of the Bible, those who do not turn from their sin of adultery/divorce by being celibate, obesity/glutton by losing weight, or stealing/bankruptcy by repaying the debt, will not inherit the kingdom of God. Just as fundies say, homosexuals who do not turn will not go to heaven.

So, why do you tolerate such hateful words and actions towards homosexuals by the fundamentalists…degenrate, abomination, scum of the earth…but, would not tolerate such language in relation to other supposed "sinners"?

Serious question,

How about a church/pastor/religion who called the divorced and remarried people an abomination?

How about a church/pastor/religion that said that anyone who filed bankruptcy or defaulted on a student loan was a degenerate?

So, why do you tolerate a church/pastor/religion that uses such names to describe the supposed "sin" of homosexuality?

From a literal interpretation of the Bible, those who do not turn from their sin of adultery/divorce by being celibate, obesity/glutton by losing weight, or stealing/bankruptcy by repaying the debt, will not inherit the kingdom of God. Just as fundies say, homosexuals who do not turn will not go to heaven.

So, why do you tolerate such hateful words and actions towards homosexuals by the fundamentalists…degenrate, abomination, scum of the earth…but, would not tolerate such language in relation to other suppsed "sinners"?

Serious question,

The deal would bundle the bill into an expedited budget package along with the Democratic health care legislation, which would allow for both measures to be passed by the Senate on a simple majority vote. Without the deal, the student loan bill would have been unlikely to pass because it lacked the 60 votes needed to overcome a filibuster.

The bill would end government payments to private, commercial student lenders, leaving the government to lend directly to students. It would also redirect billions of dollars to expand the Pell grant program for low-income students, and to pay for other education initiatives.

http://www.nytimes.com/2010/03/12/us/politics/12loans.html

NOTE: "…because it lacked the 60 votes needed to overcome a filibuster."

In spite of having a top notch credit score for two decades, a strong self-employed job for two years next month, a two-income family, and a renter of half our building with the other half being rented in a month or two….I’ve been unable to find any local bank (or even a local "national" bank) willing to refinance so my sis and I can get away from an 8.5 per cent interest mortgage.

HERE’S MY QUESTION: are there ANY banks out there who are less stupid than the ones I’ve gone to and who ARE refinancing and WANT my money??? Can you name them to me? How can I find them without going through ALL the paperwork and time, only to be turned down over and over for one ridiculous reason after another?

PLEASE NOTE: I’m not asking why banks don’t refinance right now. I’ve heard those excuses. I’m just asking if ANY are refinancing commercial loans. lol .
I have no idea what the first answer below is talking about. I didn’t ask if I qualify for a commercial loan. I already HAVE a commercial loan. And getting a "straw buyer" seems like a poor idea. I’m just wanting to know if ANY banks are refinancing commercial loans for low-risk folks like myself, and HOW do I find them??

I have a commercial pocket listing. I told a mortgage lender I know that deal in commercial loans and told him if he had someone interested let me know. He calls me the other day and says he has an interested buyer BUT, there’s always a BUT. But, it’s not his buyer, he has another friend that is a commercial lender and it’s his buyer. The buyer does not have an agent so I will be facilitating the deal. The mortgage lender wants a 3% "finder’s fee" and my friend the lender wants 1% of the total purchase price from me (out of my commission, which is 2.5%), or they won’t bring the buyer to the table. Can the buyer’s lender get a 3% commission, my head and R.E. laws tell me NO, I already know I can’t pay my "friend" the lender 1% since he isn’t licensed? I am extremely perplexed by this, he tells me "it’s done all the time" I had never heard of it.

Can the buyer pay them a finder’s fee? My seller thinks they’re nuts, I am inclined to agree

Thanks for the help!

I had this sent to me, I like this idea instead

I’m against the BILLION bailout of AIG. Instead, I’m in favor of giving ,000,000,000 to America in a "We Deserve It" dividend. To make the math simple, let’s assume there are 200,000,000 bona fide U.S. citizens, aged 18+.
Our population is about 301 million counting every man, woman and child. So, 200,000,000 might be a fair stab at adults 18 and up. Now, divide 200 million, 18+ adults into billion – that equals 5,000.00 each! Yes, my plan is to give that 5,000 to every adult as a "We Deserve It" dividend.
Of course, it would NOT be tax free. So, let’s assume a tax rate of 30%. Everyone would pay 7,500.00 in taxes. That sends .5 billion right back to Uncle Sam! It also means that every adult 18+ has 7,500.00 in their pocket. A husband and wife would have 5,000.00!
What would you do with 7,500.00 to 5,000.00?

Pay off your mortgage – housing crisis solved.
Repay college loans – what a great boost to new grads.
Put away money for college – it’ll really be there.
Save in a bank – create money to loan to entrepreneurs.
Buy a new car – create jobs .
Invest in the market – capital drives growth.
Pay for your parent’s medical insurance – health care improves.
Enable deadbeat parents to come clean – or else.
Remember this is for every adult U.S. citizen, 18 and older (including the folks who lost their jobs at Lehmann Brothers and every other company that is cutting back) and of course, for those serving in our Armed Forces.
If we’re going to re-distribute wealth let’s really do it! Instead of trickling out a puny ,000.00 "economic incentive".
If we’re going to do an billion bailout, let’s bail out every adult U.S. citizen!
As for AIG – liquidate it.

Sell off its parts.
Let American General go back to being American General.
Sell off the real estate.
Let the private s ector bargain hunters cut it up and clean it up.
We deserve the money and AIG doesn’t. Sure it’s a crazy idea, but can you imagine the coast-to-coast block party?!
How do you spell Economic Boom? W-e D-e-s-e-r-v-e I-t d-i-v-i-d-e-n-d! I trust my fellow adult Americans to know how to use the Billion "We Deserve It" dividend more than do the ‘geniuses’ at AIG or in Washington, D.C..
And remember, my plan only really costs .5 billion because .5 billion is returned instantly in taxes to Uncle Sam. Good idea? I think so.

The Birk Economic Recovery Plan

I’m totally against the ,000,000,000.00 bailout of AIG. Instead, I’m in favor of giving ,000,000,000 to America in a "We Deserve It" Dividend. To make the math simple, let’s assume there are 200,000,000 bonafide U.S. Citizens 18+.

Our population is about 301,000,000 +/- counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18+.

So divide 200 million adults 18+ into billon that equals 5,000.00. My plan is to give 5,000 to every person 18+ as a "We Deserve It" Dividend. Of course, it would NOT be tax-free. So let’s assume a tax rate of 30%. Every individual 18+ has to pay 7,500.00 in taxes. That sends ,500,000,000 right back to Uncle Sam. But it means that every adult 18+ has 7,500.00 in their pocket. A husband and wife has 5,000.00.

What would you do with 7,500.00 to 5,000.00 in your family?
Pay off your mortgage – housing crisis solved.
Repay college loans – what a great boost to new grads
Put away money for college – it’ll be there
Save in a bank – create money to loan to entrepreneurs.
Buy a new car – create jobs
Invest in the market – capital drives growth
Pay for your parent’s medical insurance – health care improves
Enable Deadbeat Dads to come clean – or else

Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman20Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces.

If we’re going to re-distribute wealth let’s really do it…instead of trickling out a puny 00.00 ( "vote buy" ) economic incentive that is being proposed by one of our candidates for President.

If we’re going to do an billion bailout, let’s bail out every adult U S Citizen 18+, instead of just one company whom are evidently idiots in money management anyway.

As for AIG – liquidate it. Sell off its parts. Let American General go back to being American General. Sell off the real estate. Let the private sector bargain hunters cut it up and clean it up. Here’s my rationale. We deserve it and AIG doesn’t. Sure it’s a crazy idea that can "never work." (or can it?) But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom? I trust my fellow adult Americans to know how to use the Billion "We Deserve It" Dividend more than I do the geniuses at AIG or in Washington DC. And remember, The Birk plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

This was created by a gentleman by the name of T. J. Birkenmeier.

I don’t know about the rest of you, but it sound pretty darn good to me!
I apologize. Unfortunately, I did not verify the mathematics of the Birk Plan. You would be correct about it being 5.00 and not 5,000. Sorry about that.
Actually, if I had my way, we’d give each family ,000,000 dollars, taxed of course, and let them do some of the things that Birk pointed out in his plan.

Imagine the possibilities!

Instead of bailing out AIG,
I’m in favor of giving ,000,000,000 to America in a
"We Deserve It For the BS" Dividend.

To make the math simple,
let’s assume there are 200,000,000 bonafide U.S. Citizens 18+.

Our population is about 301,000,000 +/- counting every man, woman and child.
So 200,000,000 might be a fair stab at adults 18 and up.
So divide 200 million adults 18+ into billon that equals 5,000 each
My plan is to give 5,000 to every person 18+

Of course, it would NOT be tax free.
So let’s assume a tax rate of 30%.
Every individual 18+ has to pay 7,500.00 in taxes.

That sends ,500,000,000 right back to Uncle Sam.
But it means that every adult 18+ has 7,500.00 in their pocket.
A husband and wife has 5,000.00.

What would you do with 7,500.00 to 5,000.00 in your family?

Pay off your mortgage = housing crisis solved.
Repay college loans = what a great boost to new grads
Put away money for college = it’ll be there
Save in a bank = create money to loan to entrepreneurs.
Buy a new car = create jobs
Invest in the market = capital drives growth
Pay for your parent’s medical insurance = health care improves
Enable Deadbeat Dads to come clean = or else

Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces.

If we’re going to re-distribute wealth let’s really do it…instead of trickling out a puny 00.00 ( "vote buy" ) economic incentive that is being proposed by one of our candidates for President.

If we’re going to do an billion bailout, let’s bail out every adult U S Citizen 18+!

As for AIG, liquidate it.
Sell off its parts.
Let American General go back to being American General.
Sell off the real estate.
Let the private sector bargain hunters cut it up and clean it up.

Here’s my rationale. We deserve it and AIG doesn’t.
Sure it’s a crazy idea that wil never be.
But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom?
I trust my fellow adult Americans to know how to use the Billion

And remember, this plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

Now doesn’t this sound better than bailing out AIG?

To ahandle101
You did not catch a math mistake, you caught a typing mistake. Not to worry, I’ll start typing with my other foot now. Eventually I will get up to both feet.

..
You know we don’t have 200 billion people in the country yet.
To Jake
Any time someone wants to give me 5,000 and take 30% of it back, I am all for it. I am a "Glassis half full" type of guy. You appear to be a "Glass is half empty"

..

Subject: Economic Recovery Plan

This idea sounds just crazy enough to possibly work, so naturally it won’t be given serious consideration. How great is our bureaucracy!!

An ,000,000,000.00 bailout of AIG??

Instead, how about giving ,000,000,000 to America in a "We Deserve It Dividend".

To make the math simple, let’s assume there are 200,000,000 bonafided U.S. Citizens 18+.

Our population is about 301,000,000 +/- counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18 and up..

So divide 200 million adults 18+ into billion that equals 5,000.00.

My plan is to give 5,000 to every person 18+ as a We Deserve It Dividend.

Of course, it would NOT be tax free.

So let’s assume a tax rate of 30%.

Every individual 18+ has to pay 7,500.00 in taxes.

That sends ,500,000,000 right back to Uncle Sam.

But it means that every adult 18+ has 7,500.00 in their pocket.

A husband and wife has 5,000.00.

What would you do with 7,500.00 to 5,000.00 in your family?

Pay off your mortgage – housing crisis solved.

Repay college loans – what a great boost to new grads

Put away money for college – it’ll be there

Save in a bank – create money to loan to entrepreneurs.

Buy a new car – create jobs

Invest in the market – capital drives growth

Pay for your parent’s medical insurance – health care improves

Enable Deadbeat Dads to come clean – or else

Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces.

If we’re going to re-distribute wealth let’s really do it…instead of trickling out a puny 00.00 ( ‘vote buy’ ) economic incentive that is being proposed by one of our candidates for President.

If we’re going to do an billion bailout, let’s bail out every adult U S Citizen 18+!

As for AIG – liquidate it.

Sell off its parts.

Let American General go back to being American General.

Sell off the real estate.

Let the private sector bargain hunters cut it up and clean it up.

Here’s my rationale. We deserve it and AIG doesn’t.

Sure it’s a crazy idea that can ‘never work.’

But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom?

I trust my fellow adult Americans to know how to use the Billion

We Deserve It Dividend more than I do the geniuses at AIG or in Washington DC

And remember, this plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

http://www.washingtontimes.com/news/2008/oct/18/whistleblower-hits-obama-friends-appraisal/

"In a complaint filed Thursday in the Circuit Court of Cook County, Kenneth J. Connor said that his reappraisal of Rita Rezko’s property was replaced with a higher one and that he was fired when he questioned the document.

Mr. Connor, a real estate and commercial credit analyst at the Mutual Bank Corp. in Chicago, also noted in the complaint that the bank received a grand jury subpoena in October 2006 requiring it to produce information concerning Mrs. Rezko’s purchase, including the bank’s files on the property.

The complaint also said that the grand jury wanted information on Mrs. Rezko’s checking account and loan file and that the Federal Deposit Insurance Corp. (FDIC) had audited the Rezko file – although Mr. Connor’s lower reappraisal had been replaced with a higher amount. "

Subject: WE DESERVE IT DIVIDEND

I’m against the ,000,000,000.00 bailout of AIG.

Instead, I’m in favor of giving ,000,000,000 to America in
a "We Deserve It Dividend."

To make the math simple, let’s assume there are 200,000,000
bonafide U.S. Citizens 18+.

Our population is about 301,000,000 +/- counting every man, woman
and child. So 200,000,000 might be a fair stab at adults 18 and up..

So divide 200 million adults 18+ into billon that equals 5,000.00.

My plan is to give 5,0 00 to every person 18+ as a
"We Deserve It Dividend."

Of course, it woul d NOT be tax free.
So let’s assume a tax rate of 30%.

Every individual 18+ has to pay 7,500.00 in taxes.
That sends ,500,000,000 right back to Uncle Sam.

But it means that every adult 18+ has 7,500.00 in their pocket.
A husband and wife has 5,000.00.

What would y ou do with 7,500.00 to 5,000.00 in your family?
Pay off your mortgage – housing crisis solved.
Repay college loans – what a great boost to new grads
Put away money for college – it’ll be there
Save in a bank – create money to loan to entrepreneurs.
Buy a new car – create jobs
Invest in the market – capital drives growth
Pay for your parent’s medical insurance – health care improves
Enable Deadbeat Dads to come clean or else

Remember this is for every adult U S Citizen 18+ including the folks
who lost their jobs at Lehman Brothers and every other compan y
that is cutting back. And of course, for those serving in our Armed Forces.

If we’re going to re-distribute wealth let’s really do it…instead of trickling out
a puny 00.00 economic incentive that is being proposed by one of our candidates for President.

If we’re going to do an billion bailout, let’s bail out every adult U S Citizen 18+!

As for AIG – liquidate it.
Sell off its parts.
Let American General go back to being American General.
Sell off the real estate.
Let the private sector bargain hunters cut it up and clean it up.

Here’s my rationale. We deserve it and AIG doesn’t.

Sure it’s a crazy idea that can work.

But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom?

I trust my fellow ad ult Americans to know how to use the Billion
"We Deserve It Dividend" more than the geniuses at AIG or in Washington DC .
And remember, The Family plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

Ahhh…I feel so much better getting that off my chest.

I received an email the other day with this rational. Of course it won’t work, but its still nice to think about it.

I’m against the ,000,000, 000.00 bailout of AIG. (That’s 85 BILLION DOLLARS).

Instead, I’m in favor of giving ,000,000, 000 to America in a "We Deserve It Dividend". To make the math simple, let’s assume there are 200,000,000 bonafide U.S. Citizens 18+.

Our population is about 301,000,000 +/- counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18 and up. So divide 200 million adults 18+ into billon that equals 5,000.00.

My plan is to give 5,000 to every person 18+ as a "We Deserve It Dividend". Of course, it would NOT be tax-free.

So let’s assume a tax rate of 30%. Every individual 18+ has to pay 7,500.00 in taxes. That sends ,500,000, 000 right back to Uncle Sam. But it means that every adult 18+ has 7,500.00 in their pocket.

A husband and wife has 5,000 .00. What would you do with 7,500.00 to 5,000.00 in your family?

Pay off your mortgage – housing crisis solved.
Repay college loans – what a great boost to new grads
Put away money for college – it’ll be there
Save in a bank – create money to loan to entrepreneurs.
Buy a new car – create jobs
Invest in the market – capital drives growth
Pay for your parent’s medical insurance – health care improves
Enable Deadbeat Dads to come clean – or else

Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces.

If we’re going to re-distribute wealth let’s really do it…instead of trickling out a puny 00.00 ( ‘vote buy’ ) economic incentive that is being proposed by one of our candidates for President.

If we’re going to do an billion bailout, let’s bail out every adult US Citizen 18+!

As for AIG – liquidate it. Sell off its parts. Let American General go back to being American General. Sell off the real estate. Let the private sector bargain hunters cut it up and clean it up.

Here’s my rationale. We deserve it and AIG doesn’t.

Sure it’s a crazy idea that can ‘never work.’

But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom?

I trust my fellow adult Americans to know how to use the Billion "We Deserve It Dividend" more than I do the geniuses at AIG or in Washington DC .

And remember, The Family plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

Ahhh…I feel so much better getting that off my chest.

Kindest personal regards,
A Creative Guy & Citizen of the Republic
I am not saying its perfect or that I made it up! I received it on an email and it is the way the average citizen feels…just an idea…dang!!

And Fatima…I do understand the bail out of the banking system…as much as the next person…as much as the politicians want us to understand. Geez, girl…obviously you take this answers stuff TOO seriously!

I’m against the ,000,000, 000.00 bailout of AIG.

Instead, I’m in favor of giving ,000,000, 000 to America in a
"We Deserve It Dividend".

To make the math simple, let’s assume there are 200,000,000
bonafide U.S. Citizens 18+. (200 million)

Our population is a bout 301,000,000 +/- counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18 and up..

So divide 200 million adults 18+ into billon that equals
5,000.00 per each adult.

My plan is to give 5,000 to every person 18+ as a
"We Deserve It Dividend".

Of course, it would NOT be tax free.

So let’s assume a tax rate of 30%.

Every individual 18+ has to pay 7,500.00 in taxes.

That sends ,500,000, 000 right back to Uncle Sam.

But it means that every adult 18+ has 7,500.00 in their pocket.

A husband and wife has 5,000 .00.

What would you do with 7,500.00 to 5,000.00 in your family?

Pay off your mortgage – housing crisis solved.

Repay college loans – what a great boost to new grads

Put away money for college – it’ll be there

Save in a bank – create money to loan to entrepreneurs.

Buy a new car – create jobs

Invest in the market – capital drives growth

Pay for your parent’s medical insurance – health care improves

Enable Deadbeat Dads to come clean – ends the welfare crisis

Remember this is for every adult U S Citizen 18+ including the folks
who lost t heir jobs at Lehman Brothers and every other company
that is cutting back. And of course, for those serving in our Armed
Forces.

If we’re going to re-distribute wealth le t’s really do it…instead of
trickling out a puny 00.00 ( "vote buy" ) economic incentive that is being proposed by one of our candidates for President.

If we’re going to do an billion bailout, let’s bail out every adult
U S Citizen 18+!

As for AIG – liquidate it. Sell off its parts.

Let American General go back to being American General.

Sell off the real estate.

Let the private sector bargain hunters cut it up and clean it up.

Here’s my rationale. We deserve it and AIG doesn’t.

Su re it’s a crazy idea that can "never work."

But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom?

I trust my fellow adult Americans to know how to use the Billion
"We Deserve It Dividend" more than I do the geniuses at AIG or in
Washington DC .

And remember, The Family plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

Ahhh…I feel so much better getting that off my chest.

I got this email yesterday and thought it was a GREAT idea! What do you think?:

I’m against the ,000,000,000.00 bailout of AIG. Instead, I’m in favor of giving ,000,000,000 to America in a "We Deserve It Dividend." To make the math simple, let’s assume there are 200,000,000 bona fide U.S. Citizens 18 and over. Our population is about 301,000,000 ± counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18 and up. So divide 200 million adults 18 and up into billion that equals 5,000.00.

My plan is to give 5,000 to every person 18 and up as a "We Deserve It Dividend." Of course, it would NOT be tax free. So let’s assume a tax rate of 30%. Every individual 18 and up has to pay 7,500.00 in taxes.

That sends ,500,000,000 right back to Uncle Sam.

But it means that every adult 18 and up has 7,500.00 in their pocket. A husband and wife has 5,000.00. What would you do with 7,500.00 to 5,000.00 in your family? Pay off your mortgage – housing crisis solved.

Repay college loans – what a great boost to new grads Put away money for college – it’ll be there Save in a bank – create money to loan to entrepreneurs. Buy a new car – create jobs. Invest in the market – capital drives growth Pay for your parent’s medical insurance – health care improves Enable Deadbeat Dads to come clean – or else.

Remember this is for every adult U S Citizen 18 and up including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces.

If we’re going to re-distribute wealth let’s really do it…instead of trickling out a puny ,000.00 ( "vote buy" ) economic incentive that is being proposed by one of our candidates for President. If we’re going to do an billion bailout, let’s bail out every adult US Citizen 18 and up!

As for AIG – liquidate it. Sell off its parts. Let American General go back to being American General. Sell off the real estate. Let the private sector bargain hunters cut it up and clean it up.

Here’s my rationale. We deserve it and AIG doesn’t. Sure it’s a crazy idea that can "never work." But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom?

I trust my fellow adult Americans to know how to use the Billion "We Deserve It Dividend" more than I do the geniuses at AIG or in Washington DC. And remember, The Birk plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

Come on people…this was JUST FOR FUN! Geesh…you would think this forum was to be taken seriously or something! lol

Being partially self employed at the whim of clients and struggling to obtain a better license to move foreward in career(commercial appraiser trainee). Feeding a family of 5, 2 dogs, 2 rabbits. Cut expenses to the bones and looking at being out on the street in 30 days.

As usual most will say go get a job. Here is your answer to that I have 2. Just no orders coming in on the residential and commercial side. One order for residential = 1 weeks pay for minimum wage. 1 Commercial job = 1 month minimum. So a part time job would be replaced rather eaisly. Over qualified for most jobs and most wont hire you because of that fact even for part time work. And yes I have applied.

As far as public assistance Answer from the "You are not entitled because you are self employed". So I pay taxes for benefits I can’t recieve. How do you like that? They take to give to people who dont want to work and can’t give to the people who do want to work and can work and do work.

I saw someone post similar question and everyone was GET A JOB!.

Find out the circumstances first. Take all of your money out of your pocket out of your bank account and no access to it. Further place yourself at an age 40-50 ish and place yourself with out parents both dead and both grandparents gone and your an only child. Spouse has parents but have given all help they can. Then realize that you have not the funding to propel your vehicle to do work when you can and not being able to get public assistance for just a short get me over the hump and this plagues your credit so much you cannot get a loan to help out. All the while you have reduced expenses to Rent, 1 auto payment, utilities (electric), phone and internet (necessity for work sending orders electronically and using net based services for your work).

Then pass your judgement.

So What would and what could you do?
Edit. #1

I hear what your saying cutting grass. (market cornered in maryland by day labor and most people do it themselves.) Pick up dead animals (covered by county employees.)
I also have not been sitting around doing nothing. I have been applying but over qualified most cases even part time just to get by. It’s beyond frustrating.

As for the person who I came here to train under. He has been a godsend. He however cannot control the orders coming in.

I may feel sorry for my self some but I know there are others worse off than I even though we will be out on the street within 30 days and no place to go and no assistance available because "your self employed".

Options are nearly exhausted and funding gone. Not even child care available.

Signed
Hopeless in Maryland.

Thank you for the input. It is much appreciated.

I stole this from another person on y/a. Could you please tell me why this wouldn’t work.Open QuestionShow me another »
What to do with Billion?
Instead of bailing out AIG,
I’m in favor of giving ,000,000,000 to America in a
"We Deserve It For the BS" Dividend.

To make the math simple,
let’s assume there are 200,000,000 bonafide U.S. Citizens 18+.

Our population is about 301,000,000 +/- counting every man, woman and child.
So 200,000,000 might be a fair stab at adults 18 and up.
So divide 200 million adults 18+ into billon that equals 5,000 each
My plan is to give 5,000 to every person 18+

Of course, it would NOT be tax free.
So let’s assume a tax rate of 30%.
Every individual 18+ has to pay 7,500.00 in taxes.

That sends ,500,000,000 right back to Uncle Sam.
But it means that every adult 18+ has 7,500.00 in their pocket.
A husband and wife has 5,000.00.

What would you do with 7,500.00 to 5,000.00 in your family?

Pay off your mortgage = housing crisis solved.
Repay college loans = what a great boost to new grads
Put away money for college = it’ll be there
Save in a bank = create money to loan to entrepreneurs.
Buy a new car = create jobs
Invest in the market = capital drives growth
Pay for your parent’s medical insurance = health care improves
Enable Deadbeat Dads to come clean = or else

Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces.

If we’re going to re-distribute wealth let’s really do it…instead of trickling out a puny 00.00 ( "vote buy" ) economic incentive that is being proposed by one of our candidates for President.

If we’re going to do an billion bailout, let’s bail out every adult U S Citizen 18+!

As for AIG, liquidate it.
Sell off its parts.
Let American General go back to being American General.
Sell off the real estate.
Let the private sector bargain hunters cut it up and clean it up.

Here’s my rationale. We deserve it and AIG doesn’t.
Sure it’s a crazy idea that wil never be.
But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom?
I trust my fellow adult Americans to know how to use the Billion

And remember, this plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

Now doesn’t this sound better than bailing out AIG?

13 minutes ago – 3 days left to answer.

McCain on the Housing Crisis: Quick, Do Nothing!
Don’t just do something, stand there! And wait for somebody else to suggest a course of action.

That appears to be John McCain’s approach to the housing credit crisis. On Tuesday, he delivered what his campaign billed as a major address on the housing crisis. What made it notable was that it contained nothing notable.

McCain started off stating the obvious: there was a housing bubble: "speculators move into markets, and these players begin to suspend the normal rules of risk and assume that prices can only move up — but never down….The normal market forces of people buying and selling their homes were overwhelmed by rampant speculation. Our system of market checks and balances did not correct this until the bubble burst." Lenders went wild and some Americans bought homes they could not afford. And, he added, "the housing bubble was made worse by a series of complex, interconnected financial bets that were not transparent or fully understood….Because managers did not fully understand the complex financial instruments and because there was insufficient transparency when they did try to learn, the initial losses spawned a crisis of confidence in the markets."

Anyone who watches a cable business show–even only during the commercial breaks on American Idol–knows this. The question is, what would a President McCain do about it. Short answer: not much.

"I will not play election year politics with the housing crisis," he declared, adding, "I have always been committed to the principle that it is not the duty of government to bail out and reward those who act irresponsibly, whether they are big banks or small borrowers." That’s a fine sentiment. Tough love. Let the markets take care of things. But does he have any idea how to make the system work better? How to make sure that people victimized by predatory lenders have a shot at solvency? How to ensure that whole neighborhoods don’t collapse?

Not really. Instead McCain only offered guidelines for what might be acceptable; he did not offer any specific initiatives:

In our effort to help deserving homeowners, no assistance should be given to speculators. Any assistance for borrowers should be focused solely on homeowners, not people who bought houses for speculative purposes, to rent or as second homes. Any assistance must be temporary and must not reward people who were irresponsible at the expense of those who weren’t. I will consider any and all proposals based on their cost and benefits.
He called for greater transparency and a high standard of ethics in the mortgage business and noted that home buyers ought to provide "responsible" down payments. "I am prepared to examine new proposals and evaluate them based on these principals," McCain said. In other words, let someone else come up with a good idea.

McCain did call for a "meeting of the nation’s accounting professionals," and he urged the top mortgage lenders "to do everything possible to keep families in their homes and businesses growing." But his general approach was clear: hands off. He’s not offering much to voters who are hurting financially or nervous about the housing crisis.

If this is a preview of McCain’s fall campaign, Democrats ought to be heartened. Assuming that economic insecurity will be an issue in the general election, will voters be hankering for a laissez-faire champion who says that the markets will sort it all out and who is willing to do no more than to beseech big financial firms to do right by the little guy and gal? McCain’s speech signaled he might be even less of an economic activist than George W. Bush. If so, that could set up a fall contest reminiscent of the Bill Clinton-George Bush match of 1992–whether or not a Clinton is involved.

I qualify for residential loan and I currently own a home..someone said I could use the equity…I’m new at buying a commercial property and I simply want to use 1 of the buildings for an art gallery and the other building as a small house…the other building is already a "house" w/ bedroom, kitchen, bathroom, etc. The property is in Harris/Houston…they have very few zoning restrictions as it is.

This is a little long, sorry, but I thought it was kinda funny how an "Average Joe" can make so much sense.

The Birk Economic Recovery Plan

Hi Pals,

I’m against the ,000,000,000.00 bailout of AIG.

Instead, I’m in favor of giving ,000,000,000 to America in a ‘We Deserve It Dividend’.

To make the math simple, let’s assume there are 200,000,000 bon-a-fide U.S. Citizens 18+.

Our population is about 301,000,000 +/- counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18 and up..

So divide 200 million adults 18+ into billon that equals 5,000.00.

My plan is to give 5,000 to every person 18+ as a ‘We Deserve It Dividend’.

Of course, it would NOT be tax free. So let’s assume a tax rate of 30%.

Every individual 18+ has to pay 7,500.00 in taxes. That sends ,500,000,000 right back to Uncle Sam.

But it means that every adult 18+ has 7,500.00 in their pocket. A husband and wife has 5,000.00.

What would you do with 7,500.00 to 5,000.00 in your family?
Pay off your mortgage – housing crisis solved.
Repay college loans – what a great boost to new grads
Put away money for college – it’ll be there
Save in a bank – create money to loan to entrepreneurs.
Buy a new car – create jobs
Invest in the market – capital drives growth
Pay for your parent’s medical insurance – health care improves
Enable Deadbeat Dads to come clean – or else

Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces.

If we’re going to re-distribute wealth let’s really do it…instead of trickling out a puny 00.00 ( "vote buy" ) economic incentive that is being proposed by one of our candidates for President.

If we’re going to do an billion bailout, let’s bail out every adult U S Citizen 18+!

As for AIG – liquidate it.
Sell off its parts.
Let American General go back to being American General.
Sell off the real estate.
Let the private sector bargain hunters cut it up and clean it up.

Here’s my rationale. We deserve it and AIG doesn’t.

Sure it’s a crazy idea that can "never work."

But can you imagine the Coast-To-Coast Block Party!

How do you spell Economic Boom?

I trust my fellow adult Americans to know how to use the Billion ‘We Deserve It Dividend’ more than I do the geniuses at AIG or in Washington DC .

And remember, The Birk plan only really costs .5 Billion because .5 Billion is returned instantly in taxes to Uncle Sam.

Ahhh…I feel so much better getting that off my chest.

Kindest personal regards,

Birk

T. J. Birkenmeier, A Creative Guy & Citizen of the Republic

PS: Feel free to pass this along to your pals as it’s either good for a laugh or a tear or a very sobering thought on how to best use Billion!!

[clue: Before you accuse "you people" of being illiterate, please check your grammar and punctuation first.]

This was meant as a joke; obviously I placed it in the wrong place. My appologies.
Sorry typo, I meant apologies.