What would you do in this situation?

My husband and I used to live in a small town when we first got married (I grew up there). Four years ago we moved to a larger city..which we love. We love all the conveniences of a larger city, his parents whom we are close to live in this same city and we love our church and the school we send our kids to. We really like our house but the property taxes are pretty high. We love all our neighbors except the ones to our backyard. They are just awful, throwing their junk on our side of the fence, shooting fireworks towards our house, their teenage kids hanging out in our yard and most recently building an above ground pool and deck that overlooks our yard. We feel if we are going to be paying as high of mortgage as we are currently, then we really should feel comfortable in our own back yard, which we don’t because of our crappy backyard neighbors.

Here is our problem. We really like our current house, it’s completely updated. We really like the area, really like our church and school. BUT, It is our lifelong dream to move to a place with a larger yard and where the updates are already done to the house. We would love to live in the country where the nearest neighbors are fields away. Problem is, if we stay close to the city, the kind of property of our dreams would be pretty pricey. Land is really expensive in the rural areas surrounding the city, so finding the house of our dreams close to the area we love is most likely not an option.

We recently found our dream home in the town we lived in when we first got married. This town is 40 minutes north of the city. That isn’t terrible but would force us to find a new church and school. The dream house we found looks like it belongs in a magazine, and is completely renovated. The land it’s on is perfect with a couple of nice outbuildings. It is EXACTLY what we are looking for. We’d have plenty of storage, a large yard for the kids to grow up in and have adventures, we could raise some animals, have a large garden, it has apple trees and is surrounded by corn fields!! Very lovely.

We are struggling with whether or not we should sell our house and buy our dream house. We aren’t so thrilled going back to that town. We’d have to give up most of our conveniences (which we would if we moved to a rural location anyway) and we don’t feel like the church in that town is our "home". If we sent our kids to that school, which we would like to, we’d also have to be members of that church to get affordable tuition rates.

Should we stick to convenience and stay close to the parents and church or move to our dream home and make it work?
Sophie B, love your answer. Would love to buy the neighbors house, but wouldn’t be feasible financially, nor would they sell it. They’d most likely love to stay to be a pain to us. We’ve tried the fence thing. It’s against code to build tall fences and we planted some trees back there. But the neighbors are still there…

I was wondering how many of you finance your MBA. I graduate this April and will begin working full-time at a Big 4 accounting firm, and I am faced with a difficult decision:whether to live with my parents or have my own apartment. I have lived at home during my undergraduate career and have been wanting to experience life outside the nest. Consequently, if I have my own apartment, I won’t be able to save as much as I would otherwise. I figure I will be able to save ,000 living on my own before pursuing my MBA four years from now. Any advice?

i’m talking like a substantial amount… not just like a few dollars. We’ve all heard those stories about the super generous friend or uncle or cousin that we barely talked to and then one day you meet up with them at a bar or something and pour out your problems over drinks and they ended up giving you a ton of cash. But my personal fave is a story i once heard on the 700 club, i think, about this guy and his family who were living on their last 0 and they had been unsuccessfully trying to find help. And what ended up happening is that since they were regular parishoners at their church, they asked for prayers in the church. But then an anonymous fellow parishoner offered to pay their mortgage and food. That story always warms my heart and i think God if something like that could happen to me just once lol. So has anything like this ever happened to you or anyone you know? Who was the most random and unexpected person you’ve received money from?
lol finding money is the best thing ever. When i was a teenager, still living with my parents, my parents were soooo frugal it is not even funny. Our allowance was like 2 cents. But that made it all the better when i found a bill on my way home from school! I couldn’t believe it… i was so excited. I found money in that area twice too. Maybe i should go back there now.. i sure could use some extra cash now haha.

My two children go to a private Seventh-Day Adventist school that is K-10. The tuition is really expensive, especially for both of them. One is entering 8th grade and the other is entering 2nd. We have had some financial difficulties within the last year and realized that we may be able to get financial aid or assistance. One of my daughter’s friends’ parents said that she gets financial aid from her church and they loan her money to help pay for the school.
I do go to church, but I am not exactly a "member" who goes every week. We are catholic by the way.
How do you join a church? And how do you receive tuition asstance?

What is with the influx of these dirty bastards using their position to further their perverse ways? Trusted by parents that their children will be safe under their care? I have no time for his kind….they should string him up by his scrotum from the scoreboard at GM Place (or whatever it is called these days).

Thoughts? http://www.ctvbc.ctv.ca/servlet/an/local/CTVNews/20091202/bc_benicky_091202/20091202/?hub=BritishColumbiaHome

Make it more of a hockey question-

What NHL players, if any, do you see being loaned out by their NHL team to the World Juniors?!
Haley- Interesting.
Wing Nut- You’d understand better if you lived in my province……MANY recent scandals and it goes to the very top of the Catholic church!
No Idea- Sounds like he was hunting in Port Hope BC….you tool…go sniff some more glue, it has rotted your brain.

After a nasty court battle my X lost her request to relocate out of the US but still remains the primary custodian for now. She claims she has no money, can’t find employment in her line of work, may lose her home because she can’t afford her mortgage, her name is on church lists of needy families, needs a new car etc., yet she continues to make travel plans for herself and our children to visit for weeks on end to the country she was denied relocation. During the hearing her parents testified, they would continue to financially support her no matter where she ends up living even if the US. She is always complaining she doesn’t have enough money to even afford clothes for our two young children. Not only do I buy some of their clothes, shoes etc., I pay plenty per month in child support to her to be able to provide clothing, food etc for them and I feel she is using their child support for her desires to travel. She even went back to court to try to get more vacation time so she could go on more visits back to her home land for which she hasn’t even lived for 20+ years. (she wasn’t granted – thank god). I don’t mind her taking an occasional trip but shouldn’t she be thinking of the children before herself. I guess what I am looking for is some direction to go in trying to put my children first. After being dragged through the court system for her relocation request and a possibility of more court/lawyer costs if she foolishly tries to appeal the first courts decision I am pretty maxed out. If she continues to spend anymore of our money foolishly the children are the ones who suffer. Any insight on how I can prevent her foolish spending would be tremendously appreciated!

Sorry kind of long…

A friend of mine got married based on financial need. She had just graduated High School, her parents didn’t want to support her anymore (they thought she should work, or take out loans to go to college), so she decided to get a roommate (which was a guy, but there were no romantic feelings, just friends) to help pay the bills. Her parents were very unhappy and pressured her into marrying him by claiming good Christian girls do NOT live with boys before marriage etc. (Probably so they didn’t feel guilty about not supporting her while in school). So I don’t think they were in love when they married.

Anyway, they’ve been married 10 years, and they don’t agree on anything. Shortly after marrying they quit going to church because she didn’t want to go w/o him and he didn’t want to get up and go. In the past few months she has come back to church and has started changing her lifestyle (in a good way), but he’s not very good to her. He insists on sex almost every day, and if she doesn’t, he throws fits,or on some occasions has forced he., He will not allow her to work, he says the woman’s place is in the home. Claiming he works and makes the money and everything else is her job, such as taking care of the kids, all the bills, cooking, cleaning, fixing anything inside the house. He does mow the lawn…but that’s about it. He also "carpools" into work, but wants her to drive to pick him up in the afternoon…which makes no sense it’s not saving any gas, the car is still making a trip…I am sure he’s not cheating on her, she’s caught him looking at pornography before and he has asked on several occasions if she’d be open to a threesome, but from what she has said she’s sure he’s never had an affair… But I don’t think they love each other the way they should…I think it’s only a love because they have 3 kids together.

As a Christian I think she is struggling with whether to stay or get a divorce. There has been no cheating, but the marriage was never based on love. One of the church-goers has suggested to her to leave because God would not want her to be this unhappy, even though he hates divorce he does offer forgiveness. She is very unhappy almost unrecognizable to those who have known before she was married. One other leader in the church has suggested she just make it work, they made the decision (maybe not for love but they did marry) so they need to make it work. She’s come to me about it now, and I don’t know how to approach it. part of me thinks it would be okay and is understandable…but at the same time I see why she would need to suck it up and stick it out. Any ideas?

Me and my girlfriend are both 19, and have been with each other for 4 years. My girlfriend doesn’t work, but I do work full time and so we live in an apartment together and have stable finances. Getting her pregnant wasn’t prepared for, it was an accident.

I’ve always been close to my Mom and I think she’ll understand. I’m more concerned about my girlfriend’s parents knowing.

How did you do this and what age were you?
Any tips?
no way me and my girlfriend are against abortion
the babys due in april

Okay, hello.
I have posted this question a few times, but it is come up again.. I thought I could get something handled by them, but they are not making it easy.
So, I was on staff at the Church of ******** and they pressured me into using my car. Now, I was going on vacation, so I DID offer for them to have use of my car, but it was used by another staff member.. we did get paid. Longer story short, they totaled it. Now, it WAS the other person’s fault, not the driver of my car’s… which, I did not give THIS particular driver who wrecked my car PERMISSION to use it!!
But anyways, so she was not at fault the other driver was.. BUT STILL.. the church claims they do not have insurance, since at the time they did not have a car!
Seems crazy for this particular church since it IS a business, meaning people go there, pay money, to get services, auditing, etc.. take courses.

Okay, so this caused HUGE stir in me and what I should do.. part of me didn’t honestly care that much, I have bigger THINGS to worry about and just wanted to do the right thing for MY parents, who REALLY helped pay the 00 for the damages.

To make matters worse, man this is a horrible situation for me to be in..
because I really do LOVE this church and what abilities I have gained from them, but it still doesn’t excuse them for not being responsible.
So, my dad was PISSED to say the least that they did not want to take responsibilty for what happened to my car.. I loaned it to them on good faith, they get in an accident and I have not seen ONE PERSON at the org do ANYTHING about it!! it’s mind blowing!!

So, it gets much worse.. so this new lady the Ethics officer comes in a few years later, and I tell her what happened, this was last year.. finally someone is going to do something about it!! but, wait, they are not taking my side on this and making it seem, like well, I am the one who LEANT the car, so I should be resposible and not the church. PLUS, they are sayign it’s the INDIVIDUAL people who are responsible not the ‘church’ AT LARGE!
I felt this way for years, but now realize.. NO, they were on CHURCH business, using MY CAR because they did not have one.. they should have responsibility in the situation!!!
So, they had a meeting BEHIND MY BACK, while I was at work that my mom DID NOT TELL ME ABOUT for 5 months!!
this part is what gets me sooooo angry!
I was invited to the meeting, but I had to work, and I knew that they were twisting the story around to not be responsible, and try to make ME somehow be in the wrong!!
I KNOW, NICE CHURCH, EH??
So, I went up lines, at the organizatin, before and during this meeting WITHOUT KNOWING this meeting took place to try to get someone else on MY SIDE about the situation, and HELP ME!!
I really loved the church and wanted to expose my parents to it, but I wanted everything to go well, and this bad PR shit that the church has going on, is not helping us ONE BIT!!!

Anyways, so I have thought long and HARD about suing them.. I haven’t yet, one because the statue of limitations is already gone.. but I COULD sue them in SMALL claims court which is better than nothing!!
oh, i forgot to mention that at this mEETING that I was not told aobut my mom AGREED to take 0 !!! when originally the damages were 00!!!! OMG!! I WAS SOOOO MAD!! especially because of all the hard work I’ve been doing UP ABOVE my church to make sure it was handled correctly!!
anyways, I called and asked this Ethics officer, what was going on , as I finally received a letter back from them saying that it was all taken care of at the local org..
I thought.. hUM… great!! not what I was hoping for!!
So, I call the person in charge who makes me feel like a fool for not knowing it’s already handled!!
Then, I go to the ethics officer, Mary, who says IT’S NOT handled yet, and it , get this, "WOULDN’T BE FAIR" FOR me to find out yet, since they weren’t for sure what’s happenign!!!!!!
OMG!! I THOUGHT.. wouldn’t be fucking fair!!!
UH, WAIT a minute.. ??
so I tell my mom this story.. THIS IS BEFORE knowing she went to the meeting and agreed, and she was upset, by me, so she called Mary herself… now meanwhile, my mom had been secretly waiting.. meaning nOT telling me, that she was waiting for the 0 that she agreed to 5 months ago!!!
I know this sounds REALLY COMPLICATED.. but it’s really not!
So, Mary told her, to come down and she could COLLECT THE MONEY!!!!
After Mary just told me NOTHING HAD BEEN agreed upon yet, and It wouldn’t be FAIR OF ME TO FIND OUT!!!/?????
I AM SOOOOOOOOOO BEYOND words how that makes me feel.. sooo betrayed!!!

So, question, do I sue, do I try HARDER to get them to help me out and do the RIGHT THING??

I know I’M MAKING THIS SOUND horrible, and it is.. but
honestly, part of me just wants to get this OVER WITH!!

Thanks, if you read all that!!;)

p.s. i had LIABILITY oNLY not full coverage..
p.p.s.. the person that hit Janice, the lady driving my car, had
I TRIED getting a lean on the lease of the driver who hit Janice, in my car..
but first off, the other driver was a loser who tried to leave the scene of the accident, and THEN, was flagged down by someone else..
he provided FAKE insurance at the scene of the accident.
because he was a loser, anyways, I put out something.. so when he went to register his car, they would take the car, sell it, and give us the money.. or so, that’s what we were lead to believe..
anyways, it NEVER happened, that guy got away SCOTT FREE.. and was not held responsible, for not only having FALSE info at the scene, but for my car as well..
whatever to the smartass who’s telling me to WISE UP.. I told Elena the person I gave the car to ONLY THAT person.. could drive my car.. it isn’t up to the CHURCH./? give me a break??
wtf??

Required Funds and Their Uses

Sources of Funds:

Loan 1,471
*Loan repayment for 10yrs. At 7% interest
Owners capital 5,000.03
Tiana’s church donation 0,000
Tiana’s parents donation 0,000
Adria’s church donation 0,000
Adria’s family donation ,000
Chelsea’s family donation ,000
Anthony’s family donation ,000
Total Start up cost for the year: ,601,471.03

Rent 0,000
Kitchen equipment rent ,000
Utilities 4,000
Telephone line installment ,000
Insurance ,000
POS Systems ,000
Uniforms 4
Small wares ,000
Menus ,500
Food vendor 4,000
Liquor & Beverages 0,000
Cable installment 0
Legal Fees ,000
Accountant ,000
License and permits ,800
Computer 7.88
Internet, phone, & cable package ,305.48
Office supplies ,384.56
All in one fax & printer 9.99
Marketing ,050
Entertainment ,000
Linens 00
Salary 0,000
Wages 1,920
Payroll ,269.12
Subtotal ,601,471.03

So I have applied to about 20 scholarships already and plan to continue…but I’ve already been denied by 7 and it’s getting very discouraging. I’ve gotten Trustees Merit Scholarships from three of my schools, but of course…they’re private and the rest is still a bit of a challenge to pay for. My family makes about 90-100,000 a year…and I understand that that might be the biggest problem for me in receiving the scholarships…but my family went from literally rags to riches. When my parents had my brother in 1982, when they were still in Vietnam, my dad couldn’t even eat because he had to feed my mom and my brother. My mom even told me that she went as far as stealing yams from somebody’s field and my brother almost died because of malnutrition. So, our family has come a very, very long way.

Another adversity is that my mom experienced a lot of domestic abuse and we all know it’s because my dad at least got a high school education and she didn’t…so he discriminates her. These reasons are why I want to go to college so bad but I don’t want to have to have my family pay for my education. Majority of my financial aid are loans.

My question is why is it so hard for me to get scholarships otherwise? I have a background a showcase a true desire for a good future, I have a 3.96, did both honors, IB, and Running Start (dual credits), been involved in four school activities and held two leadership positions in them, interned at a commercial real estate firm for 17 months, helped with my family business since I was in 8th grade, and have had my share doing work in the community.

Most of the scholarships I apply for factor in "financial need" in their considerations…but I find it so unfair that a person who tries so hard might walk into college empty handed. I also hate that the adults are always telling me "oh, there’s so much money that goes unwanted every year" or "oh, there are millions of scholarships out there, even scholarships where you’ll be awarded for liking purple" or something which is ridiculous because those statements aren’t true at all. I don’t know anyone my year that has even applied for half as much as I did…seriously.

Well i will be a college student starting in the fall, and plan on living with my parents while attending community college. I am having a hard time understanding how credit works. By the end of my college career i want to finance a new car but don’t you need financing history. I also want a condo or apartment and don’t you need renter’s history. How does credit and building GOOD credit work?

1. Invest it in another business and help other poor people in your place.
2. Give some or all of it to the people (charity, or school buildings, health center, etc)
3. Give it to church and ask for forgiveness.
4. Take it and forget what your parents did.

I am really tired of living with my parents. I went away for college for two years, but had to come back home due to some finance issues. I really hated to move back in with all there stupid rules. Can someone please help me find a cheap apartment.

Hi everyone,

I’m a sophomore currently in my spring semester of college. Next year I’m hoping to live off campus with 3 other girls, and my budget is VERY cheap–can’t pay more than 0/month (not including utilities).

My parents are currently paying loans for various expenses and CANNOT afford to finance any part of my rent, meaning they cannot co-sign anything.

Is there a way out of this? Please help, it is much appreciated.

What happens if someone is independent, has no wife or kids, but has several thousands of dollars in credit card/student loan debt. Because he was young he had no will, he committed suicide. I’m not sure if his parents co-signed his loan for school. If they did do they have to pay considering he never finished school (payments are deferred until after graduation) and if they didn’t does the lender lose the money?

Also not sure if he declared himself independent or if his parents claimed him as a dependent because they were helping pay for college.

If his parents claimed him, and he declared himself independent, then who’s fault is that?

Everyone blames me for his death, although i disagree, I do feel guilty. Im trying to figure out whether or not his parents assumed his debt, because if they did, i’d like to help them out with it They are really nice people, and are both retired. It was bad enough that the lost nearly ALL of their retirement in the recession, they defaulted on their mortgage (which was their 2nd mortgage to help pay for his undergraduate degree), and his dad is too old to go back to work (commercial pilot). It’s bad enough they just lost their only child, and are in severe financial trouble themselves, they don’t need the extra debt.

Can any lawyers out there give me a legal summary and can any other person (you know…with a soul (sorry lawyers)) give any advice on the moral side of things? Thanks!

My father in law has a proposition for me to buy the siblings out and own 35% of the building. I dont see moving back inside, but I guess I would have FREE outside parking and a 35% investment on this building and lot, located in a prime commercial area. I can afford the 35% buy in, and my exp. for the build.(tax, insur) would get covered from renters. How does this process start? DO i need a purchase agreement drawn up? Its a bit confusing, but the 3 siblings own 2 properties, and my father in law is signing off on the other and the other sibling is signing off on this one. I am not using a loan, I have the money, so it will be paid for. What do I need to do to make this deal legit, and protect myself. Is it as simple as changing the deed, and a small document stating my % owned? I trust my wifes parents….especially since she will also be listed on the deed. Just need to know what processes we need to take to get this property transfered correctly.
Also, Do i need a purchase agreement? If so, who does that, buyer or seller, and what cost? I at least want some sort of reciept of purchase to show what I paid for my % of property.

PS Oh, and the other sibling, claims she;s not paying her half of the property tax either.. Its due at the end of August, she has been a 50% owner since Jan. Dont summer taxes go from Jan to July?

All of my friends are either already away at school or are leaving at the same time I am, which is this fall. My parents said they’ll only finance my apartment living if I find a roommate to live with. But I don’t know anyone! What do I do?