Just curious on how much % you get back on what you give to churches and non profit organizations and how much you get back % in mortgage intest?

Thanks

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When the corporations owned your house, your church, your grocery store, your doctor, your pharmacy, and all the other things that make our lives so complicated?
I can’t wait until I can pay my mortgage at the company bank and shop at the company store.
America needs that kind of corporate control again.
It will be just like Socialism except we won’t be able to vote anyone out.

Comments (4)

I go to church and there is this man that i am really attracted to. The only problem is i am 25 and he is 46. However he is successful he has his own company and a house with a mortgage. He doesn’t know that i like him because i get nervous and find it difficult to start a conversation with him. Lately he has started to say hello to me. What do i do i like him so much, is he too old for me.
Just to say it is not just the money he is good looking and he gets on well with my dad. Its not the money.
Just to say it is not just the money he is good looking and he gets on well with my dad. Its not the money.

Comments (7)

So my pastor just started his ministry a couple of months ago. And well he started this business selling slim fit body suits that compress your skin and make you look skinnier, and energy drinks that are designed to help you lose weight…

The lady who sold him the material told him she was a prophet of God, and that her husband was an apostle. She said she had 19 churches in Jamaica and 2 in America (She lives in the states)

Some things that should be noted

a) The lady travelled 2000 miles… to sell a 0 product to 15 people… If she is that poor where would she get the money to fly a plane to Jamaica every single year?

b) She lives in the states, so why would she have more churches in Jamaica then she does in America?

c) She said herself she cannot afford the mortgage on her house and yet she goes to Jamaica all the time?

d) She "prophesied" to my pastor that God would make him a millionaire through this business she was getting him involved in…

I asked my pastor "how do you know she is a real pastor?" and then my pastor said "NO!!! You take people at their word. No one has anything other than their word."

What do you think?

Comments (8)

We are 30 years old and have a little over 200,000. mortgage. Even in this economy we have over 100,000. in equity because my husband built our home. We have no investments other than our home and my husbands display lot (he is a carpenter and building garages and storage sheds, this lot is a commercial piece of property and we owe about 35,000. it would sell right now for about 70,000. with some time on the market.) These two real estate investments are it for us. We have been making extra payments on the commercial lot and hope to pay it off int he next 5 years. We usually pay about 0.00 extra on our home each month. We are a corporation so we choose not to pay into S.S. We do qualify for it though because we have paid in for enough years. We need to think about our future and we just aren’t sure where we need to focus our attention….Pay the mortgage off asap or invest in a IRA or what? I will really look forward to some intelligent advice!!!! Thanks so so much!
P.S. We have very small car loans totaling about 10,000. for both vehicles. We have a very low interest rate on a school loan.

Comments (3)

I have been a very active Mormon my entire life. But now going through a messy divorce. My wife left me a pile of bills. Planning on filing for bankruptcy. My wife is behind paying the mortgage. The bank is to the point of foreclosing. My mother died. Most of my siblings won’t talk to me. My testimony of the church has dwendled. Why is god punishing me. I feel like job in the bible.

Comments (13)

I’ve always wondered what the point of multimillion dollar mega churches is. Is it for the members to have their own pool with like minded individuals? To play basketball with like minded individuals, to get overpriced coffee that is not from Starbucks? Hold fundraisers? Is there an extremely legitimate reason why they pump millions into a flashy church while members are starving or losing their jobs? The money they are making off their cafes n paid "sports programs" are just going to pay the mortgage….how is that helping people in need…. Anyone go to one care to share information?

Comments (16)

Correct answer gets the points! If no correct answer then closest does. Here’s a little about me. I have 3 kids & a husband, a mortgage but I don’t work. I play on the wii with my friends, I tan & I like distressed jeans. I like pop music & I go to church faithfully.

Comments (11)

Correct answer gets the points! If no correct answer then closest does. Here’s a little about me. I have 3 kids & a husband, a mortgage but I don’t work. I play on the wii with my friends, I tan & I like distressed jeans and coffee. I like pop music & I go to church faithfully.

Comments (25)

First it’s my relationship, he’s 35 and I’m 26 we’ve been together since I was 16. Now we have an 8 year old son together. In the beginning I felt happy and in love. But after my son was born I started feeling like something was missing so I broke up with him and stated dating someone else, since then my son’s dad and I have been off and on. We decided that we’d give it one last try so it’s been 3 months and I’m feeling like I want out again. He is a good man treats me and our son right and my family loves him and really wants us together, they think I’m crazy not to appreciate a good man, and I can understand that because my sister is 19 and has 2 ½ kids by a good for nothing little boy who doesn’t help her at all, and my mom has been through a divorce, but I’m just unhappy. We never have any money because he has to pay his mom’s mortgage because she’s bipolar and refuses to get help, we live in boring Orlando, FL. I have ONE friend and she is always depressed so we hardly even talk. I’ve stressed to him how badly I would like to move, I really love NY or even NJ and he’s from Connecticut so I was cool with that too altleast he would know people, but we can’t save any money because I have to pay all the bills with my checks and the 0 he just started giving me every 2 weeks (because his brother got a temporary job and started helping his mother out , so who knows how long that’s going to last) but he’s always had my back when I’m short on a bill, but it just seems like moving is on the bottom of his priority list. I want more but he seems content with how his life is, as long as we have sex he has no complaints. We argue almost every day because he thinks he knows everything and he’ll change things around to make it seem like he was right even though it’s not at all the way it happened….. I really would just rather be single but I know he’ll think I want someone else. (then he’ll start acting like an asshole like he does every time we’re not together) Plus I don’t want to keep putting my son through that. I tried to pray about it but I’m not sure if I even believe in God, I mean my family does but I don’t really buy into things that easily. They’re so many Priest, Pastors, etc. that turned out to be frauds that going to church is out of the question. I don’t know what to do anymore I think this world is a never ending cycle your born, you live, which to me is more like survive, then you die, because even if you’re are a good person Heaven isn’t promised……. So where do you end up? In hell, with all the murders and psycho paths that did wrong purposely, and didn’t care, yet they still were more fortunate to experience all the luxuries life had to offer….. It’s all so confusing to me. I don’t want to complain because I am grateful that I at least have the money to pay those bills but, is this it? I want to live the life that supposedly God gave me instead of just surviving it. Sorry so long I just wanted everyone to understand the whole reason I feel this way.
Thanks for reading, any advice??

Comments (9)

Lets say I make 80K a year. I need to put 10% aside for my church but after that I am not sure how to calculate.

I have heard 25% and 33% for mortgage but i don’t know which one is correct for the present.
How much % for an emergency fund?

As for other finances, my car and motorcycle are paid off and other than that it would just be living expenses such as food or hobby spending.

(Im 20 and live at home right now so I am mostly trying to calculate how much house I can afford comfortably with a down payment of 40K)

Comments (1)

How are mega churches able to build the huge church and pay their mortgage/rent? Churches are not government funded and I don’t see how the small donations every church meeting cutting fill the bill. Im talking about these mega churches the size of walmarts

Comments (8)

I have a friend who wants me to start a Corporation with him for the purpose of purchasing an apartment complex (currently housing mostly students). I’m curious if this is a sound strategy:
He wants to get 20% down payment thru the seller financing it by purchasing what in essence would be a corporate bond. We would get a mortgage for the other 80%. So the seller would give us the money for the bond( payable in 10 years at a 8% coupon rate for example), they would receive 80% of the purchase price upfront and would receive 20% of it in 10 years when the bond is due.
With that 20% we would purchase another income property with mostly cash.
If the seller goes along with this (which is a big if in my opinion) does it sound like a good idea?

Comments (5)

How can I get people to go to church?
My wife’s close friend, Mary is a minister in a small community United Methodist Church.

Mary’s church does not have enough members so the people higher up in her in the United Methodist Community told her if this church doesn’t have more members they will close her church…It’s not a money issue, they are well funded. They have other groups that rent the building for events, there’s no mortgage and only one fulltime employee. But each church needs a certain number of members…

I’m not a religious person but I would love to help this local church survive. What I need are quite a few creative ways to get people to at least visit an old community church. This old church is in a small two and a half square mile town… but a large population of probably 13-14,000 people.

If I can help Mary get people to at least visit the church and then let her and God do the rest…

Comments (5)

I’m sorry ~ but I really DON’T get it….why on earth would a woman want a husband back after he left her & their 2 kids (ages 15 & 13). She is 55 yrs old he is 40 yrs old. They are in my church…he "used" to be totally active in the church activities…then little by little everyone started noticing a change…eventually the word was he left his wife & kids for a 38 yr old woman he works with…needless to say his family was devastated….supposing they are trying to work it out…he lived with the "other" woman for approx 7 months then recently moved in with a male friend in another city, supposing while he & his wife "try" to work out the differences….in the mean time the wife is struggling to pay the mortgage & feed her & the kids…he is giving nothing toward their survival…all last week the wife & kids had to go to her mothers to eat as they had no food….yet on Sundays the husband will attend church with his family to "show" that he is "trying" to work things out….in the mean time the wife went from a confident person to telling everyone in church it is all her fault that she is a controlling person and it is her fault he cheated….I just don’t get it…if it was that bad why did he stay all those years and if your "trying" to work it out why live with another male in a completely different city approx. 20 miles away & why not make sure your wife & kids have food to eat? Any insight would be appreciated….maybe I am too independent I just really don’t understand why a woman would feel so desperate to belittle herself after going thru all that crap….
ADD ON:
FOR THE ONES INDICATING I SHOULD M.Y.B. "SHE" IS THE ONE WHO BROUGHT THE CONVERSATION UP TODAY IN CHURCH IN FRONT OF THE WHOLE CONGREGATION…

Comments (11)

I am 27 weeks pregnant and single. I just became saved about 2 months ago. I am trying to save money because I know in 13 weeks or less I will be out on maternity leave and I will have to pay my mortgage and bills. If I tithe 10% I will have no money left over to save for the month. The church is telling me if even if I cant pay my bills when I’m out on leave I still need to pay my tithes. I’m not in a postion to tithe but I feel forced to and I’m ready to leave the church because of it. I’m not sure what to do but I don’t think I should give all my money to the church. Any thoughts?
I am attending a non denomination church. For all who have only negative non helpful things to say I’d rather you not respond.
The church will not let you volunteer, usher, sing, etc unless you tithe.

Comments (17)

My husband cheated on me 2 years ago. Several times. With several different women. We had been married for three years when I found out he had been cheating from the beginning with his ex, and even my son’s teacher. I forgave him. He did everything right for 2 years. Was consistent in telling me about his whereabouts. Went to therapy. Changed his attitude and everything. We were happy. 3 weeks ago I founf out he was emailing another woman and meeting up with her just to "talk." He said he did hug and kiss her but they never had sex. She is married as well. I am a professional and pay almost all the bills in our household. I make about 200K a year. He makes less than 40k. I pay the mortgage and everything else. When I asked him why he cheated again, he says he doesnt feel like the man of our house and I dont pay him any attention. He is so irresponsible. I take care of everything because i dont trust him to do it. He says he knew he was wrong to start back cheating but that he could not stop himself. He has now joined church and is claiming to be a changed man. He goes to church twice a week when before he hated church. He is trying everything, but I dont trust him. I love him but he has ripped my heart out so many times. I know any man would be glad to have me. I am attractive and sucessful. We have one child (4 years old)together and I have a son (13) from a previous relationship. He now wants me to go to therapy with him at church. He is pulling out all the stops. But he swore he would never do this to me again. What would you do? I love him but I cannot get out of my mind how he did so much dirt before and was forgiven. He saw me hurt, depressed, grieving, and he swore he never wanted to see me like that again. I cannot get out of my head how he could be so uncaring. He has it so good. Why do men do this?

Comments (19)

1. must not be afraid to take risks
2. Must be of noble character
3. Must know how to cook, clean, dig worms, clean fish and cook fish
4.. must have a fishing boat (would like to see picture of boat)
5. must enjoy entertaining guests
6. must not object to phone calls anytime of the day or night that I cannot discuss
7. must be trusting
What I can offer:
a. the church pay the mortgage and all the phone and utility bills
b. clothing allowance includes the wife of the pastor too
c. I will love her as Christ loved the church
d. I am a romantic and she will get such for life.
e. I like to hike and camp and fish and will take her with me on all my trips- some has to clean and cook the fish- and I always catch the legal limit.
f. I will always treat her with respect and am always a gentleman.

Comments (18)

We currently own a commercial property with a shop (my husband uses for his business) and two apartments. We use one apartment we rent the second for 0.00 mth. We would like to purchase a mobile home because they are inexpensive but we are getting to old to go up and down the stairs of the apartment. We do not have the downpayment. The mortgage is with a personal company and is interest only payments, we will never pay it off, but plan to sell it, although we anticipate it will take a long time to sell because of location and economy.

Comments (1)

I am sprit filled beleiver. This being said, I was led to let a women from church move in with me. How can I get her to cook at least once a week. When I ask I generally get a response like this, no one like what I cook, you are a better cook, I am tired I worked all day or my personal favorite you are already cooking for your children,etc, etc.
I do not think I am asking to much
I pay for everything, )God enables me to pay for it) including cleaning supplies for her batheoom, mortgage, water, gas electricity, groceries. She could cook anythign I have already purchased, there is a deep freezer in the home.
I cook 28 out thirty days, I guess it would help if I did not dispuise cooking so much. We generally have a meat, starch and green vegetable .

i know part of it is, i am trying to be lazy. I guess I was hoping someone would agree with me..not because she does not pay anything but because it is commen courtesy

FYI, I am a women with 2 Children
She is a massage therapist and says she has a bad back. Not to mention if she does something and i do not make a big deal of it she gets mad.
She is not a bad cook, she actually does pretty well.
Ebabasto, she waits for me to get home or ask if I am picking somehting up

Mopar, I should have set some ground rules. I did not think I had to. I stayed with a women years ago and was actively involved in helping around the house and cooked every once in a while. To me it was least I could do as she was cutting a starving college student a break with rent. She NEVER said I had to, I did becuae it was the right thing to do.

Comments (14)

No, I’m not talking about allowing your church to do it for you…
Seriously… do you have any people living at your house who would be homeless without your help?
It’s 37 degrees outside and raining cats and dogs and there are people literally DYING for a hot meal and a warm place to sleep. I have two of them living in my home… under employed, can’t afford an apartment… would otherwise be starving to death and dying of exposure, homeless people.
And you call yourselves Christians… I’m a proud (headed straight to hell) atheist… and no I’m not rich. I’m two months behind on my mortgage.
@R.A Just because you’re greedy it’s no reason to think I don’t donate every chance I get. I gave away 3 handfulls of change in the last 3 days… but usually I just buy an extra burger and give it to the corner sign holder.

…and how come so many of you think I’m stupid? I checked these people out and and I’m charging low rent. They know I can throw them out in an instant but we have mutual respect. That doesn’t seem to be something Christians can do.

Comments (20)

First it’s my relationship, he’s 35 and I’m 26 we’ve been together since I was 16. Now we have an 8 year old son together. In the beginning I felt happy and in love. But after my son was born I started feeling like something was missing so I broke up with him and stated dating someone else, since then my son’s dad and I have been off and on. We decided that we’d give it one last try so it’s been 3 months and I’m feeling like I want out again. He is a good man treats me and our son right and my family loves him and really wants us together, they think I’m crazy not to appreciate a good man, and I can understand that because my sister is 19 and has 2 ½ kids by a good for nothing little boy who doesn’t help her at all, and my mom has been through a divorce, but I’m just unhappy. We never have any money because he has to pay his mom’s mortgage because she’s bipolar and refuses to get help, we live in boring Orlando, FL. I have ONE friend and she is always depressed so we hardly even talk. I’ve stressed to him how badly I would like to move, I really love NY or even NJ and he’s from Connecticut so I was cool with that too altleast he would know people, but we can’t save any money because I have to pay all the bills with my checks and the 0 he just started giving me every 2 weeks (because his brother got a temporary job and started helping his mother out , so who knows how long that’s going to last) but he’s always had my back when I’m short on a bill, but it just seems like moving is on the bottom of his priority list. I want more but he seems content with how his life is, as long as we have sex he has no complaints. We argue almost every day because he thinks he knows everything and he’ll change things around to make it seem like he was right even though it’s not at all the way it happened….. I really would just rather be single but I know he’ll think I want someone else. (then he’ll start acting like an asshole like he does every time we’re not together) Plus I don’t want to keep putting my son through that. I tried to pray about it but I’m not sure if I even believe in God, I mean my family does but I don’t really buy into things that easily. They’re so many Priest, Pastors, etc. that turned out to be frauds that going to church is out of the question. I don’t know what to do anymore I think this world is a never ending cycle your born, you live, which to me is more like survive, then you die, because even if you’re are a good person Heaven isn’t promised……. So where do you end up? In hell, with all the murders and psycho paths that did wrong purposely, and didn’t care, yet they still were more fortunate to experience all the luxuries life had to offer….. It’s all so confusing to me. I don’t want to complain because I am grateful that I at least have the money to pay those bills but, is this it? I want to live the life that supposedly God gave me instead of just surviving it. Sorry so long I just wanted everyone to understand the whole reason I feel this way.

Comments (11)

example: the link below is to a youth pastor at morning star valley christian church in san fernando valley, calif…a pastor, who is taking advantage of me and my credit, he is purposely not paying mortgage that’s in my name so i’d get foreclosed on while he lives in the house for free, until the house gets foreclosed on…would you want a pastor of his character teaching your kids? who knows how many other innocent victims he has in his closet?

http://www.morningstarvalley.org/publicstaff/?id=5

Comments (1)

I am sprit filled beleiver. This being said, I was led to let a women from church move in with me. How can I get her to cook at least once a week. When I ask I generally get a response like this, no one like what I cook, you are a better cook, I am tired I worked all day or my personal favorite you are already cooking for your children,etc, etc.
I do not think I am asking to much
I pay for everything, )God enables me to pay for it) including cleaning supplies for her batheoom, mortgage, water, gas electricity, groceries. She could cook anythign I have already purchased, there is a deep freezer in the home.
I cook 28 out thirty days, I guess it would help if I did not dispuise cooking so much. We generally have a meat, starch and green vegetable .

i know part of it is, i am trying to be lazy. I guess I was hoping someone would agree with me..not because she does not pay anything but because it is commen courtesy.

my spellcheck is not working ..sorry.
I am a women and SHE has 2 bedrooms and a bathroom downstairs.
Chores are out of the question..she is a massage therapist and says chores are to hard on her bad back.
Believe me, when she cook my kids and I are over the top with compliments about her cooking. She is not a bad cook

Comments (9)

The catholic church my parents go to always posts how much they make each week from the collections they take. The Sunday collection is usually over 00. I looked at their flier this past week and saw this. Then, under that, it said they had a heating bill of 00 that month. Now, at 00+ a week, that is over 00 for the month, Yet they said they need to take another collection to pay that, and that they "generally do not take in enough to pay the bills" (mortgage is paid, by the way) so the people need to give more. They also take separate collections every week for utilities (which should include heat), flowers, and maintenance.

So, with all that money, how can they not be able to pay the bills?

Or is it just more of their greed, and knowledge that they can feed off the brain-washed?
Keep in mind, it is a church, so they pay no taxes. And I am sure they do not pay the person that cleans a lot, minimum wage, I am guessing. (If that, and most likely only part-time)

Comments (8)

Short recap of a months events. Last month my wife of 2 1/2 years, known each other for 4 years went to Las Vegas with her best friend. We have always been very closed, worked together at the same place, lived together, bought our home 5 months ago. We have had our share of fights mainly because she would get so out of control screaming and crying around the house and i am ashamed to say it got physical on both parts. She had recently started taking alot of pictures with her best friend in our bathroom i guess trying to build up their self steem and now i am coming to the conclusion that I need to let go of her and this is why. A month ago during her trip to Las Vegas, she met a Swiss guy and kissed at the club then later hung out with him. She says nothing happened the first time but after her 4 day trip was over, her and her friend took 2 more trips and she did everything with the guy. 4th trip took place a couple of weeks ago and the guy bought her a plane ticket for San Diego where he rents a beach house. He has gone back to his country and has plans to come back to hang out with her in Vegas in December. That month is going to be so hard for me, we got married the day of my birthday. I know this is stupid and we have had sex 3 times since then but not spoken or seen eachother for a week. She would tell me she is confused and is happy and confident that she now knows that she doesnt have to cry for me and she doesnt want to settle. I am stuck in a position where I have the responsibility for my mortgage and she wants to sign off the house to me by december. I have always been supportive throughout this and I told her to live life without regrets and only one time did she break down through text messages and calling me but i never answered. She seems to be enjoying her single life with her friends. Ive had so much support from people at church and am getting biased opinions about this. I am leaving the country for 3 weeks this week to clear my mind but of course i am not going down to her level. She tells me she is in love with me and that she feels that she may be the one for me later on. Should I have cast her out and ignore her texts that range from "i am going to pick up the rest of my things" "are you happy" "did you drop the college classes". I am trying to be strong but these emotions really suck I believe in my heart that we can be strong together but then again I am a 21 year old that needs a lot of changes in his life. Please if you have any advice, I really want to help her and I dont know if I should have told her to not communicate with me. Thank You

Comments (6)

nowadays want to act like overexposed movie stars
especially girls cant they just act like themselves and wear immodest clothes and after that be really mean to others who are more simple

why cant everybody just be themselves and be fun and differant from each other

i wish i lived in a place where i could just enjoy life without having to think twice about how i look and coping up with the latest fashion
and on top of that peer pressure, bullies, the popular girls posing all the time and acting like their models

i think mans purpose was very simple but humankind just wrecked it with mortgage, fashion etc etc

wat about caring 4 earth and more importantly one another

going to church alone wont help us we actually hav to DO the stuff that is gd rite???

Comments (4)

i would…
give 10,000 to my church
pay off my parents mortgage
buy my brother a new(used) car
give my brother 0,000 for college
redo the sink area of our kitchen
the rest would be for my college and future

Comments (9)

My partner bought his first house in January and we havent had any trouble making the repayments on his wages alone. I recently graduated with my BHSc but even so my nett income is only around 2500p/month at the moment. I’m thinking about buying a small (tiny!) office in a trendy area for 92K and to start consulting from there 2 days per week and keep my current part time jobs as well. I’ve never had any credit besides my HEX and don’t have a deposit. Is it even possible for me to get a loan? What do you think? I have a feeling that the room might be difficult to rent so if the consulting doesn’t work out I’d have to sell or hold as an investment. I’m in Australia so I’d love to hear replies from people who have a good knowledge of the commercial real estate situation here. Would I qualify for any first home buyer or stamp duty benefits? What would the total loan amount need to be to cover all the fees, charges, taxes etc? I would also need 5-7K for equipment. Is it a mortgage , a business loan or what? It may be relevant that my name is not on the mortgage for our house and I have no debt whatsoever, but no deposit – what are my options? Thanks.
I completely understand what you’re saying. In my consideration of that situation (my partner being unable to work), I have placed a lot of emphasis on the potential capital growth of the properties. I think I need to do far more local research of this topic. I just personally know several people who rent out office spaces and they end up losing most of their profit to it. And when they move they lose a huge chunk of client base. If I were to buy a cheaper space that I can currently afford to pay off using my wages from my permanent and overhead free jobs; at least I have a chance of recouping my money through sales of the properties and/or income from the business. Whereas if I rent it is lost forever. But I also concede that I need some more experience before I dive off by myself. It’s frustrating.

Comments (2)

I am a daughter taking care of Mom, a grandmother with a college bound very bright and career oriented professional. I have not worked since Sept. 2009 and yes I have been looking and want to work. I have a Mortgage headed for foreclosure unless God intervenes Right now me and my granddaughter are staying in a hotel because we don’t have lights at home. And now the only transportation we had has broken down and needs a engine. My car was already and is still in the shop for a transmission. We need a car to take my granddaughter back & forth to school, church & other meetings and activities. She is in a honors school and out of the city so there is no bus transportation. She just scored 1550 on her SAT and her desire is to major in Pediatric Medicine. I have a domestic violence ministry and I am very involved in church, community, and state ministry & missions. I feel so overwhelmed. I know God is able.

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