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	<title>Aspen Financial Group &#187; apartment building</title>
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		<title>How to take some $$$ from our tenement property in Manhattan, NYC?</title>
		<link>http://aspenfinancialgroup.com/how-to-take-some-from-our-tenement-property-in-manhattan-nyc.htm</link>
		<comments>http://aspenfinancialgroup.com/how-to-take-some-from-our-tenement-property-in-manhattan-nyc.htm#comments</comments>
		<pubDate>Sun, 17 Apr 2011 19:17:30 +0000</pubDate>
		<dc:creator>Aspen</dc:creator>
				<category><![CDATA[Commercial Mortgage FAQ]]></category>
		<category><![CDATA[anomaly]]></category>
		<category><![CDATA[apartment building]]></category>
		<category><![CDATA[brother]]></category>
		<category><![CDATA[chunk]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[commercial tenant]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[first mortgage]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[manhattan nyc]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[property values]]></category>
		<category><![CDATA[shot in the arm]]></category>
		<category><![CDATA[successful restaurant]]></category>
		<category><![CDATA[suggestion]]></category>
		<category><![CDATA[tomorrow is promised to no one]]></category>
		<category><![CDATA[two brothers]]></category>
		<category><![CDATA[unit apartment]]></category>
		<category><![CDATA[west side]]></category>

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		<description><![CDATA[My two brothers and myself inherited our parent&#8217;s 5-story, 12-unit apartment building on the vibrant west side of Manhattan, NYC over four years ago. We also have a commercial tenant on the ground floor (a successful restaurant). Almost three years ago we took out a 7-year million mortgage on this property (and our building pays [...]]]></description>
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		<title>How to finance an apartment?</title>
		<link>http://aspenfinancialgroup.com/how-to-finance-an-apartment.htm</link>
		<comments>http://aspenfinancialgroup.com/how-to-finance-an-apartment.htm#comments</comments>
		<pubDate>Mon, 31 Jan 2011 21:22:41 +0000</pubDate>
		<dc:creator>Aspen</dc:creator>
				<category><![CDATA[Commercial Mortgage FAQ]]></category>
		<category><![CDATA[angel investor]]></category>
		<category><![CDATA[apartment building]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[north philadelphia]]></category>
		<category><![CDATA[specifics]]></category>

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		<description><![CDATA[My sister is buying an apartment building around north philadelphia. I don&#8217;t know how big it is, but it will cost 0,000 to buy. I am quite sure that she does not have that money sitting around, which means she would have to finance it somehow. I didnt want to get into specifics asking her [...]]]></description>
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		<title>Safest way to build real estate wealth?</title>
		<link>http://aspenfinancialgroup.com/safest-way-to-build-real-estate-wealth.htm</link>
		<comments>http://aspenfinancialgroup.com/safest-way-to-build-real-estate-wealth.htm#comments</comments>
		<pubDate>Mon, 14 Jun 2010 16:38:24 +0000</pubDate>
		<dc:creator>Aspen</dc:creator>
				<category><![CDATA[Commercial Mortgage FAQ]]></category>
		<category><![CDATA[apartment building]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[criminal attorney]]></category>
		<category><![CDATA[law school]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[unit apartment]]></category>

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		<description><![CDATA[I consider myself a fairly ambitous guy, I&#8217;m optimistic but not naive. I noticed that most 22(23 this month) year olds aren&#8217;t realistically setting achieveable goals for themselves why is that? I&#8217;m a college student who plans to go to law school in a couple of years. After which I will be a practicing criminal [...]]]></description>
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		<title>How can I tell if a co-op building is in good financial shape?</title>
		<link>http://aspenfinancialgroup.com/how-can-i-tell-if-a-co-op-building-is-in-good-financial-shape.htm</link>
		<comments>http://aspenfinancialgroup.com/how-can-i-tell-if-a-co-op-building-is-in-good-financial-shape.htm#comments</comments>
		<pubDate>Wed, 28 Apr 2010 11:46:08 +0000</pubDate>
		<dc:creator>Aspen</dc:creator>
				<category><![CDATA[Commercial Mortgage FAQ]]></category>
		<category><![CDATA[apartment building]]></category>
		<category><![CDATA[balloon mortgages]]></category>
		<category><![CDATA[financial statements]]></category>
		<category><![CDATA[fiscal management]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[high interest]]></category>
		<category><![CDATA[losses]]></category>
		<category><![CDATA[management office]]></category>
		<category><![CDATA[owner occupancy]]></category>
		<category><![CDATA[profit entity]]></category>
		<category><![CDATA[reserve funds]]></category>
		<category><![CDATA[shareholders]]></category>

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		<description><![CDATA[I am reviewing a co-op apartment building&#8217;s financial statements and it gets really confusing. The management office says they report losses or deficits because they operate as a not-for-profit entity. They refinanced their 2 balloon mortgages with high interest (7.7% rate) into a smaller interest (5.8%) fixed-rate mortgage but from mil to mil amounts to [...]]]></description>
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		<title>How much commission will the salesperson receive?</title>
		<link>http://aspenfinancialgroup.com/how-much-commission-will-the-salesperson-receive.htm</link>
		<comments>http://aspenfinancialgroup.com/how-much-commission-will-the-salesperson-receive.htm#comments</comments>
		<pubDate>Sat, 17 Apr 2010 07:12:28 +0000</pubDate>
		<dc:creator>Aspen</dc:creator>
				<category><![CDATA[Commercial Mortgage FAQ]]></category>
		<category><![CDATA[apartment building]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[loan origination fee]]></category>

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		<description><![CDATA[An investor purchased an apartment building for ,000 by paying 10% down and financing the rest of the purchase price. The lender charged two points as a loan origination fee. How much was the investor charged for the fee?]]></description>
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