Now verizon is saying that its illegal?

I run a small business making around 100k a year but this phone bill & all these business lines are killing me 300+ a month!!

So i connected my credit card machine,fax,phone & internet to one phone jack & everything works fine.

Will i get taken to jail if i just switch to one residental line instead of 2 business lines that i really dont need?

I am a single mother of 2 children under the age of 5. I just recently moved from an apartment to a house and i desperatly need a washer & dryer. I could also used some other necessary household items, but the most needed right now is a washer & dryer. I have a job, so I can make payments. I am having a really hard time getting a loan from anyone because of old mistakes that happened over 5 years ago; bad credit reports. If anyone knows of any company who is willing to take a chance on people like me, appliance stores or financial institutions, please let me know, it is GREATLY appreciated. I live in the central valley of California. Thank you!

I’m 45 and have an extensive professional resume & CPA license. I’m currently working as a commercial loan officer for a bank. I like what I do now.

I’ve just be offerred an opportunity to join a competing bank as a lender. From what I can tell, it is a better opportunity. I’ve also just been offerred an opportunity to join an established consulting firm to open my own consulting practice. I’d be using more of my CPA background in the consulting position and it would take me out of banking/commercial lending.

I have to make a decision this week. I need some input from seasoned professionals. I know I have the potential to make more money and be my own boss as a consultant, but I’ll lose the retirement and stock options, not to mention the other benefits, regular pay and hours. I’m not afraid to work hard and long hours to establish myself, I just need to hear from those of you who’ve had experience working for yourself. Is it really worth it and why? Thank you!!

http://www.samesexmarriage.ca/legal/ontario_case/appeal/pride_week_marriage.htm
clearly states:
“When (gay American) couples who marry in Canada come home — they will be as married as any people on the planet. That means, for example, the couples will identify as married on applications/forms for jobs, apartments, credit, mortgages, insurance, medical treatment, and taxes.”

That’s a quote from an article on June 13, 2003.
It clearly states that direct & loud. A gay marriage from Canada is recognized everywhere in the U.S.!
It clearly states that. That’s a quote. A direct quote.

yet I am hearing people tell me that this is not true.

but if it’s not true…….
How come Canada advertized commercials to invite gay Americans to get married in Canada?

and how come so many Americans traveled to Canada to get married?
and don’t tell me "it was for ceremonial purposes" because if it was for ceremonial purposes it could be done from the U.S., no need to go to Canada.
Even Wikipedia’s take on it says:
"Canada and the U.S. have a history of respecting marriages contracted in either country."

Dun & Bradstreet was paid in March to create a PayDex score and credit file on my 8 year old business. Now that they have the money, they say that the creditors I listed are NOT D&B members, so D&B can not use them as a reference. D&B will not return any money paid to perform the service they were paid to do. As a small business, real estate rehabber/investor/wholesaler, I need to be able to borrow in the corporate name without any attachment to my personal credit. Other companies I contacted for business credit building want money also.How can I be sure that a credit report will be built for my company, without personal attachment, IF I pay another fee to another company? I really just need a few hundred thousand dollars to start…maybe Trump would want to help me out…I’m a big fan of his! I can’t even imagine…anyway, how can I get guaranteed results in building a business credit report and obtaining a line of credit in the business name?

I am looking at buying a 90 unit storage unit facility. It is fenced and does not have power/water to the property. I’ve seen the 2006 & 2007 taxes for the property. They claim the gross income appr. k (both years) They are asking 9k for it. I spoke with my lender. I have to come in w/ 30% for a commercial loan. I’m considering offering 5k, so I would bring ,500k via 1031 exchange. My loan amount would be 7,500. With a loan of 7.3% so payment of 50. So they average k a month. But taxes/insurance/other expense eat up about 0. Do you think it’s worth the hassle for 0 a month? The units are about 15 miles from my house. I currently work a full time job and not sure if I want to take this on. My job is flexible so I could leave during the day to meet people if needed. Any other investors opinion?
I have researched starting from scratch. 1 acre of land (the units sit on 1 acre) is appr. 0-160k, the units to be built are appr. k each (3 buildings) For a total of 5k. The units have the potential at full rental to make k.

I’m working with a Community Redevelopment Corp (503c), and we’re looking to raise substantial capital (M) to acquire numerous lots in the community (though the city, tax liens, foreclosures, & landlords – community is in blight). This is part of a considerable effort for us to rebuild the community – we’re redeveloping the entire neighborhood and are partnered up with the city (Philly) and building relationships with local investors and businesses to help make this happen. This money will be used to obtain our planned commercial districts. We’re offering a 20% return for this investment – but more importantly, we’re looking for people that are in this with a positive spirit – helping us rebuild homes (vs. driving out residents through gentrification) is better than any profit.

We’ll use the land to support a line of credit for payback & obtain more lots – this land, along with our vision, will be sold to developers

I just don’t know where to start to find this kind of capital
Thank you for the suggestions; we’re exploring those routes (i.e. loans from government (and we have obtained several grants) and institutions (the are helping, but expect us to build our portfolio first) – we’ve come to the general conclusion that the private industry is our best source (i.e. the high interest we’re offering). Any other thoughts?
whoa – might be helpful if I included some details on this.
www.eastparkside.org &
www.parkside-venture-investments.com (this is the site of our marketing and investing support)

Ive been a broker for residential loans and now I have my first commercial deal & it’s a new construction for a retail space. , I’ve learned, I’ve asked around and read some books, magazines and got some good resource from the net, and talked to lenders as well… but it’s never enough. I’d like to hear some stories how did anyone start from application to funding this type of multimillion dollar loans.. if anyone cared to share.. thanks

I NEED TO RECIEVE A 25,000 DOLLAR LOAN FOR INVENTORY. I HAVE MY BUSINESS PLAN TO SHOW THE DETAILS.MY CREDIT SCORES ARE 618,642,& EQUIFAX DOESNT HAVE A SCORE FOR ME.I ALSO NEED A LOAN TO PURCHASE FIXER UPPER REAL ESTATE. MY OLDEST CREDIT LINE IS SIX MONTHS.I HAVE NO FORCLOSURES,OR BANKRUPTCIES.I HAVE ONE NEGATIVE ACCOUNT ON MY CREDIT REPORT THAT DOES NOT BELONG TO ME,I AM DEALING WITH THE COMPANY & CREDIT COMPANIES NOW TO REMOVE IT.

My sister and I own a commercial building–the business we ran inside went bust thanks to the lousy economy. The building has been up for sale for many months with NO bites. We’ve lowered and lowered it. No one is buying–small town.

My sis and I both work, but this is still financially hard on both of us to keep paying on this building. Mortgage lender has changed our loan to a balloon mortgage, interest only (which saves us several hundred dollars a month), but if I sign it, we have one year & then have to come up with the entire principal, and he said there is NO guarantee they will renew it.

There is NO way we can pay it off in a year. So all this makes me wonder if we should just call it quits, keep what little we have left in our savings, stop working so hard to keep up on the mortgage. Our houses are NOT the collateral–the building is.

Sure, I know we’ll lose both of our top credit standings, but…..this is the pits, and it looks like we could lose it anyway in a year if we sign the new mortgage…..

What else would we face if we stop paying? Is it possible that it’s worth it?? Any other comments for us to think about?
Ananamas, yes, I did like your questions, but wasn’t sure how to implement them. For example, how do I find the kind of businesses who don’t have to be physically present? How do I contact them? That seemed daunting. Also, I think the city council requires that buildings on our block be a retail for customer to walk into.

As far as leasing it, we had some bites, but they ALL wanted to pay FAR less than our mortgage!! Very frustrating. People are low-balling.

Networking with local banks and Chamber about new businesses coming in or expanding–not sure either is happening in this community. No, we’re not in a dead community at all. It’s just the "economy{ thing…..

I’m still very interesting in all your ideas. Just not sure how to make them work. This is maddening.

our residential & commercial property was sold in a sheriffs sale & i need to find a lender that handles property redemption loans

One question I have is whether a cap rate of 8% is good for a cap rate of 8% is good for this type of property:

Also, where do I find people interested in buying such a property? Can I contact you for more questions?

NET LEASE INVESTMENT

20,000 SF CENTER

BUILT 10 YEARS AGO

PROPERTY LOCATED IN AFFLUENT DEMOGRAPHIC NEIGHBORHOOD..MEDIAN INCOME ,000 PLUS.

WITHIN 1 MILE TWO REGIONAL HOSPITALS

ABOUT 200 FEET FROM WALGREENS.

TENANTS INCLUDE 4 MAJOR NATIONAL FRANCHISES..ONE REAL ESTATE..ANOTHER HAIRCUTS, ANOTHER TAX PREPARATION, ANOTHER COFFEED AND DOUGHNUTS AND A MAJOR NATIONWIDE INSURANCE COMPANY FOR HOME AND AUTO..
GREAT VISIBILITY & ACCESS

STOP LIGHT INTERSECTION

SELLER ASKING 4.5 MILLION DOLLARS

am currently looking for a cash loan for my company of ,000.00 to 40K secured by Commercial real estate! Contact me at 301-473-9041.

The company name is The Della Group, LLC. I own 1 gas station in Allegany, MD right on I-68 . I need the money for cash flow reasons & to purchase inventory. Please call me after 6PM Eastern time or email me anytime. Serious inquiries only. ..Please, only US lenders…No suggestions from Britian or Europe requesting my info.

Email -Mispola@yahoo.com

Thanks.

What is the proper tax & GAAP treatment for legal & documentation fees on a refinanced mortgage?
Expense?
Amortize over life of loan?
Treat it as Commercial property?

Im trying to build a large business credit line without personal gurantee on a Tax Id on a nevada corpation i set up. Whats the fastest way to establish large credit line using D&B, Expierian Business and Business Client check to get the lines i need to do business without gurantee (Personal). Without buying trade lines. Please tell me the fastest way and most economical.

Today on the news they were just telling us the American people what their plan was. Obama seems to be content with it so i dont know. But
i must say this doesn’t sound like what i thought he was trying to do.

Federal Deposit Insurance Corp. Chairman Sheila Bair said she expects her agency will finance as much as 0 billion in purchases of residential and commercial real estate loans.

okay so let me get this right.. The banks screwed us cause well their good talkers. Screwed themselves. We pay money we dont have. Alot of americans lost their homes due to greedy banks and people making us loose our job and our homes in forecloser. And now with our money they buy our homes with our money?

http://cosmos.bcst.yahoo.com/up/player/popup/?rn=3906861&cl=12618169&ch=4226720&src=news

Wouldn’t it been better to just buy the houses from the start and let us stay in their and have some sort of i.o.u. policy?

what do you think?

I saw this ad for real estate sales…I did sales for 6 months with Coldwell Banker, and I left 2 months ago…I miss it already! I was wondering, is 795 a lot per transaction?

You can do Real Estate & Loans ***** 100% Commission******

21st Century Real Estate & 21st Century Funding

*100% Commission on Real Estate & Mortgage
*5 Flat fee per transaction (E&O Included)
*Residential & Commercial
*No mandatory meetings
*No monthly fee
*No desk fee

*******Branch Opportunity, Must be Licensed and experienced*******
5 Flat fee
Call for details

I have a small business on eBay and I would like to purchase more products. I applied for a Business Line of Credit at Bank of America and I was denied. My credit score is between 690 & 710. Is there another bank or easier way to get approved for a loan?

Okay here is the deal, my Friend helped me refinance by giving me an arm for my home loan with out an escrow account for my taxes and for my business ( who I have a co signer for ) My home also has a 40k lien from the business as collateral & to top it off he gives me a private lender who charged me 6thousand for being 30 days late one time and giving a partial payment for a following month. Now that private lender knows I had a death in the family and wants me to make payments of 4k per month wich I cant afford or they will foreclose. I’m in default they say – I cant refi because my credit sucks now and I dont know exactly what to do.
I have a clean corporate business i.d.
Can I use that to purchase a house with good credit or at least get the co signer off the loan?
Should I handle it with a lawyer ? I just dont know what to do… your advice would be appreciated.
I might have some equity in the home to payoff the lein…
I have more equity in the commercial site.
I already own a house that has a little equity not much.
by selling then purchasing another home that has less of a loan amount and less taxes maybe less maintenance…
I could be living a little better.
my business property is separate.