I am a student at a community college in california, and i live out of my car. It is an unreliable car that gets 13 MPG. I work construction when i can, but first priority is school. I have not qualified for grants because of my fathers salary, but i was kicked out because i don’t believe in his church. I am a good guy. I don’t smoke, and have no money to drink. I am honest and hard working with a 4.0 in school. I am 21 years old, and need more options. I don’t need a place to stay, but as i get closer to more expensive tuition and the fate of my car, i could be screwed over any day. Are there any advises to me other than getting a government loan. I don’t favor being in debt with a government i do not respect.

PS: I made 15,000 in 2008, and will be about 15,000 this past year.

Thanks

My husband got a call from a close family friend, the bishop of a local church, and offered his old home to us that he gave to the church some time ago. he said they have been trying to sell it and couldn’t and he knew we wanted to buy it but couldn’t get a loan so they are offering it to us on a term of 0 a month for 10yrs (payments to the church)…it’s a lovely home but does need some updating, which we can do no problem, my husband and his family are in the construction business. It sounds like a wonderful idea but i’m a bit worried because the entire congregation "owns" it if there could be some unforeseen problems with that. and if so what could we do to protect ourselves for future problems? What do you all think? Thanks.

Just curious on how much % you get back on what you give to churches and non profit organizations and how much you get back % in mortgage intest?

Thanks

When the corporations owned your house, your church, your grocery store, your doctor, your pharmacy, and all the other things that make our lives so complicated?
I can’t wait until I can pay my mortgage at the company bank and shop at the company store.
America needs that kind of corporate control again.
It will be just like Socialism except we won’t be able to vote anyone out.

I got divorced in Oct 2010 and part of the settlement agreement was that I pay the mortgage as alimony on the martial home where she resides until Feb 2012. The house is still in both out names since we just refinanced in Feb. 2010. I have paid every mortgage payment and every CS support payment on time. My work has slowed down tremendously during the Summer due to low student numbers at both schools I teach at. Plus she just lost her hour job last week. Being a different religious beliefs was one of the many things we got divorced over although it was not the biggest thing. I doubt she will ever come to Christ, but I can’t help but pray and have hope that through my actions toward her and what positive changes she sees in our own children that she will someday understand or at least seek understanding. I wish her the best for her for the sake and our 2 darling children, but we have both come on hard times. That’s why I sought out help from my church. They generously paid my mortgage and some other bills through the grace of God.

She does not know anything about my financial situation except that I have been able to pay. Would it make any difference for the better to let my EX know I have fallen on hard times and that my church has paid for her alimony? If so, how would you word it in an email?

To top it off she has a live in boyfriend that stays there at night with our young kids. I obviously don’t have the money to go to court about this. I rather use that money on the kids.

Thanks for reading. Please help.
Thanks for all the suggestions and advice. This is not BS. It is the real deal. I don’t like the idea of spending more money that neither of us have on lawyers, but it may result in that.

Since I know we both are poor, what if I demanded that the live in boyfriend leave the house OR pay the mortgage without a lawyer, but then be prepared to back it up with a lawyer? Maybe a volunteer lawyer from my Church? I don’t know if there is such a thing.

I go to church and there is this man that i am really attracted to. The only problem is i am 25 and he is 46. However he is successful he has his own company and a house with a mortgage. He doesn’t know that i like him because i get nervous and find it difficult to start a conversation with him. Lately he has started to say hello to me. What do i do i like him so much, is he too old for me.
Just to say it is not just the money he is good looking and he gets on well with my dad. Its not the money.
Just to say it is not just the money he is good looking and he gets on well with my dad. Its not the money.

So my pastor just started his ministry a couple of months ago. And well he started this business selling slim fit body suits that compress your skin and make you look skinnier, and energy drinks that are designed to help you lose weight…

The lady who sold him the material told him she was a prophet of God, and that her husband was an apostle. She said she had 19 churches in Jamaica and 2 in America (She lives in the states)

Some things that should be noted

a) The lady travelled 2000 miles… to sell a 0 product to 15 people… If she is that poor where would she get the money to fly a plane to Jamaica every single year?

b) She lives in the states, so why would she have more churches in Jamaica then she does in America?

c) She said herself she cannot afford the mortgage on her house and yet she goes to Jamaica all the time?

d) She "prophesied" to my pastor that God would make him a millionaire through this business she was getting him involved in…

I asked my pastor "how do you know she is a real pastor?" and then my pastor said "NO!!! You take people at their word. No one has anything other than their word."

What do you think?

I have been a very active Mormon my entire life. But now going through a messy divorce. My wife left me a pile of bills. Planning on filing for bankruptcy. My wife is behind paying the mortgage. The bank is to the point of foreclosing. My mother died. Most of my siblings won’t talk to me. My testimony of the church has dwendled. Why is god punishing me. I feel like job in the bible.

Okay so my sister just turned baptist and she told me that she HAS to give money to the church because the pastor showed everyone their mortgage bill. This is a regular looking church. I told her that from what I learned in business class they are a non-profit. She tells me that she doesn’t believe me and that her pastor would never lie to her. She doesn’t have a job. She’s 19 and doesn’t help my mom pay the bills but yet she think she can give her FAFSA money to her church!!! So do they pay mortgage or any type of bills?
Dear PAT, it was just a question!!! I hope you are not one of those "christian" people! I didn’t assume EVERYTHING was free. Looks like you’re the retard.

I’ve always wondered what the point of multimillion dollar mega churches is. Is it for the members to have their own pool with like minded individuals? To play basketball with like minded individuals, to get overpriced coffee that is not from Starbucks? Hold fundraisers? Is there an extremely legitimate reason why they pump millions into a flashy church while members are starving or losing their jobs? The money they are making off their cafes n paid "sports programs" are just going to pay the mortgage….how is that helping people in need…. Anyone go to one care to share information?

Small non-profit (church) owes 8K @ 6.99% on property and building valued at 0K conservatively, with a payment of 73 mo with A1 credit (never been late on a payment EVER in 11 years). Would it be worth it for us to refinance? And if so, should we stay with our current lender or try the other banks in town?

Not that I’m really saying I believe in ‘luck’ but just like bad things happening to certain people. Some people believe it’s b/c of their mother/father’s sin and that whole curse thing they talk about in the bible.. Some people say it’s just karma.. Some people just say it’s life.. but man, when can I get a break.

I am what I would consider a loyal person, responsible, I pay my debts, I pray, I don’t go to church as much as I should, I do have sex outside of marriage and believe me I’ve paid for that as well, but I’ve never been out there having relations with alot of people or anything just serious relationships, I help people who need help, I go out of my way for someone usually atleast once a day, I try to always be honest w/people but be sensitive to them as well. I am a good citizen and a good person.
I was kicked out when I was 16 b/c my step dad didn’t like me basically, didn’t get to have the senior yr most kids have, didn’t get to have college fun or summer fun like most kids, when I was 16 I was working my ass off to pay for a car payment, and by 17 I was moved into my own apt in some crazy nieghborhood b/c that was the only place I could afford still in HS and working PT, and he didn’t ID me so I could get the apt.
I had to buy 3 cars within the past 2 yrs paid cash (probably b/c I didn’t have a reliable person with me when I was looking–should have known better than to trust someone else’s judgement), finally I had to get a car payment, on top of that now I have higher insurance b/c it is full coverage. I pay basically 2 car payments now. I exhausted all of my savings on these cars I bought (went through 10k) then my a/c went out last summer in my condo I bought when I was 19, I dealt with the heat to save for next summer to get the a/c replaced since all my money was gone, then that winter, the furnace went out too, so i had to get a new heat pump a/c all at once, then this summer my a/c isn’t working already and it has taken them 3 weeks to figure out the problem and correct it, I’m still waiting to get it fixed and of course, these have been the hottest sofar this summer, and I’m out 0 until the man reinburses me. Then I find out I will probably not be able to have children naturally w/o serious help–long story, then I find out, after being w/my bf for 2.5 yrs–live together and everything we have herpes and have no idea who gave to who, b/c I stilllll havent had symptoms and I have to tell him this.. My father is a crack head, and has been an abusive man my whole life, my mom is stable but not a reliable person. I have no family to go to when in need. I have to work so much OT now just to pay my mortgage and everything else and I still feel like I have nothing to show for it, I can’t even enjoy my house b/c I work so much. I’m just sick of my life. I have no purpose I feel sometimes, I do enjoy helping people but I feel since I can’t have kids my life is over and when I tell my bf about H he’s probably going to leave me and noone would want me anyways.

I can’t help but look at all the people who are so happy, I know I can chose to have a good attitude, and I do, I have to force it all day long when I’m at work for 10-12 hrs all day, but I feel like a failure and I never got a chance. It’s like everytime I accomplish something to be proud of and finally get to a point where I’m content with things, I get a curve ball, and my world comes crumbling down.

This really isn’t a question, I think I needed to vent. I’m just so depressed, don’t know how I’m going to tell bf about this, don’t know how to make myself feel good. I just want to crawl in a ball and cry and go to sleep for months. Bad things happen to Good people, I continue to learn that everyday it seems. Maybe I should be mean to people or something and I’ll start having better luck..

if your having a bad day, atleast this might make u feel better. ha..
I realize this probably doesn’t make sense as I read it to myself, I was just having a flow of thoughts sitting here at my desk.. I’m just so low
thanks pancake, your exactly right too, people have to have all the bad luck so others can have all the good luck, I try to laugh, but I’m like how much more can I take?! and then once I tell bf this news I have a feeling that will be over so that’s even worse news…. ughhh…

Correct answer gets the points! If no correct answer then closest does. Here’s a little about me. I have 3 kids & a husband, a mortgage but I don’t work. I play on the wii with my friends, I tan & I like distressed jeans. I like pop music & I go to church faithfully.

Correct answer gets the points! If no correct answer then closest does. Here’s a little about me. I have 3 kids & a husband, a mortgage but I don’t work. I play on the wii with my friends, I tan & I like distressed jeans and coffee. I like pop music & I go to church faithfully.

First it’s my relationship, he’s 35 and I’m 26 we’ve been together since I was 16. Now we have an 8 year old son together. In the beginning I felt happy and in love. But after my son was born I started feeling like something was missing so I broke up with him and stated dating someone else, since then my son’s dad and I have been off and on. We decided that we’d give it one last try so it’s been 3 months and I’m feeling like I want out again. He is a good man treats me and our son right and my family loves him and really wants us together, they think I’m crazy not to appreciate a good man, and I can understand that because my sister is 19 and has 2 ½ kids by a good for nothing little boy who doesn’t help her at all, and my mom has been through a divorce, but I’m just unhappy. We never have any money because he has to pay his mom’s mortgage because she’s bipolar and refuses to get help, we live in boring Orlando, FL. I have ONE friend and she is always depressed so we hardly even talk. I’ve stressed to him how badly I would like to move, I really love NY or even NJ and he’s from Connecticut so I was cool with that too altleast he would know people, but we can’t save any money because I have to pay all the bills with my checks and the 0 he just started giving me every 2 weeks (because his brother got a temporary job and started helping his mother out , so who knows how long that’s going to last) but he’s always had my back when I’m short on a bill, but it just seems like moving is on the bottom of his priority list. I want more but he seems content with how his life is, as long as we have sex he has no complaints. We argue almost every day because he thinks he knows everything and he’ll change things around to make it seem like he was right even though it’s not at all the way it happened….. I really would just rather be single but I know he’ll think I want someone else. (then he’ll start acting like an asshole like he does every time we’re not together) Plus I don’t want to keep putting my son through that. I tried to pray about it but I’m not sure if I even believe in God, I mean my family does but I don’t really buy into things that easily. They’re so many Priest, Pastors, etc. that turned out to be frauds that going to church is out of the question. I don’t know what to do anymore I think this world is a never ending cycle your born, you live, which to me is more like survive, then you die, because even if you’re are a good person Heaven isn’t promised……. So where do you end up? In hell, with all the murders and psycho paths that did wrong purposely, and didn’t care, yet they still were more fortunate to experience all the luxuries life had to offer….. It’s all so confusing to me. I don’t want to complain because I am grateful that I at least have the money to pay those bills but, is this it? I want to live the life that supposedly God gave me instead of just surviving it. Sorry so long I just wanted everyone to understand the whole reason I feel this way.
Thanks for reading, any advice??

You don’t have to listen long to politicians in Washington, D.C., to hear the rhetoric of class war. Both major party presidential candidates have used it at times with strategic purpose — that is, when it advanced their ambitions.

The expanding government bailout of institutions and individuals caught up in the national financial fiasco, however, points to a real class conflict in this country. It is not a conflict that divides Americans by wealth. It is a conflict that divides Americans by character.

First, consider the phony class war — the one both John McCain and Barack Obama have tried to exploit.

When President Bush in 2001 offered a proposal to cut income-tax rates for everyone who pays income taxes, McCain — who had lost a bitter primary campaign to Bush the year before and who still desired to become president — could not bring himself to vote for it.

Bush’s proposal cut taxes too much for the rich, McCain argued. His solution: Cast a vote to deny non-rich people a tax cut he decried as too small — on grounds he was saving them from paying for the rich to get a tax cut that was too big.

"I cannot in good conscience support a tax cut in which so many of the benefits go to the most fortunate among us, at the expense of middle-class Americans who most need tax relief," McCain said on the Senate floor.

In this campaign, Obama has expanded the phony class war by introducing a third group of potential combatants. He now classifies Americans as being either "rich," "middle class" or living in a sort of income-bracket no man’s land.

In a forum at the Saddleback Church last month, Pastor Rick Warren asked Obama to define "rich." Obama eventually said: "What I can say is, is that under the approach I’m taking, if you make 0,000 or less, you will see a tax cut. If you’re making 0,000 a year or more, you’re going to see a modest increase."

What about the Americans making between 0,000.01 and 9,999.99? What will Obama do to their tax bills? How does he want to manipulate them politically? Does he want to make them feel like victims, or does he want to hold them up as economic evil-doers to the worthier — yet put-upon — people making a mere 9,999.99 per year?

In real wars, there are unjust aggressors and victims forced to defend themselves. Presumably, if there were a class war in America, the unjust aggressors would be those who wrongfully take money or other things of value from those to whom it rightly belongs.

When Congress cut tax rates for all taxpayers, it was a wholly benign act. There were no victims, period. Congress did not — by cutting everyone’s tax rate — unjustly take money from anyone. Nor did taxpayers whose top rate dropped from 36 percent to 33 percent, allowing them to keep more of their own money, commit an act of aggression — financially or otherwise — against taxpayers whose top rate dropped from 28 percent to 25 percent.

But what about in the financial fiasco? Are there are unjust aggressors and true victims at the core of this crisis?

Absolutely. But the dividing line is not an income bracket, because people of all incomes are on both sides of this conflict. If you want to know which side you are on, just answer this question: Are you getting bailed out? Or does the government expect you to bail someone else out?

On one side are Americans who rely on themselves. On the other side are Americans who rely on the federal government — and politicians who exploit that reliance to gain and maintain political power, and corporate bureaucrats who exploit that reliance to get money.

On one side are Americans who exhibited the ancient virtues of hard work, thrift and prudence. The people who never bought — and never would buy — a house they could not afford. These people will pay for the bailout.

On the other side are Americans who exhibited a core vice of the welfare state: wanting something they did not earn. They took out a mortgage they could not afford, or from a position of government power pushed public policies promoting mortgages to people who could not afford them, or profited within some corporate bureaucracy from wholesale commerce in such mortgages. These are the people who will benefit from the bailout.

What is the solution? Roll back government dependency in all its forms. As long as the federal government maintains a welfare state, there will be politicians in Washington, D.C., who have an interest in increasing the number of people who will need bailouts and decreasing the number of people who pay.

Lets say I make 80K a year. I need to put 10% aside for my church but after that I am not sure how to calculate.

I have heard 25% and 33% for mortgage but i don’t know which one is correct for the present.
How much % for an emergency fund?

As for other finances, my car and motorcycle are paid off and other than that it would just be living expenses such as food or hobby spending.

(Im 20 and live at home right now so I am mostly trying to calculate how much house I can afford comfortably with a down payment of 40K)

How are mega churches able to build the huge church and pay their mortgage/rent? Churches are not government funded and I don’t see how the small donations every church meeting cutting fill the bill. Im talking about these mega churches the size of walmarts

How can I get people to go to church?
My wife’s close friend, Mary is a minister in a small community United Methodist Church.

Mary’s church does not have enough members so the people higher up in her in the United Methodist Community told her if this church doesn’t have more members they will close her church…It’s not a money issue, they are well funded. They have other groups that rent the building for events, there’s no mortgage and only one fulltime employee. But each church needs a certain number of members…

I’m not a religious person but I would love to help this local church survive. What I need are quite a few creative ways to get people to at least visit an old community church. This old church is in a small two and a half square mile town… but a large population of probably 13-14,000 people.

If I can help Mary get people to at least visit the church and then let her and God do the rest…

I’m sorry ~ but I really DON’T get it….why on earth would a woman want a husband back after he left her & their 2 kids (ages 15 & 13). She is 55 yrs old he is 40 yrs old. They are in my church…he "used" to be totally active in the church activities…then little by little everyone started noticing a change…eventually the word was he left his wife & kids for a 38 yr old woman he works with…needless to say his family was devastated….supposing they are trying to work it out…he lived with the "other" woman for approx 7 months then recently moved in with a male friend in another city, supposing while he & his wife "try" to work out the differences….in the mean time the wife is struggling to pay the mortgage & feed her & the kids…he is giving nothing toward their survival…all last week the wife & kids had to go to her mothers to eat as they had no food….yet on Sundays the husband will attend church with his family to "show" that he is "trying" to work things out….in the mean time the wife went from a confident person to telling everyone in church it is all her fault that she is a controlling person and it is her fault he cheated….I just don’t get it…if it was that bad why did he stay all those years and if your "trying" to work it out why live with another male in a completely different city approx. 20 miles away & why not make sure your wife & kids have food to eat? Any insight would be appreciated….maybe I am too independent I just really don’t understand why a woman would feel so desperate to belittle herself after going thru all that crap….
ADD ON:
FOR THE ONES INDICATING I SHOULD M.Y.B. "SHE" IS THE ONE WHO BROUGHT THE CONVERSATION UP TODAY IN CHURCH IN FRONT OF THE WHOLE CONGREGATION…

I am 27 weeks pregnant and single. I just became saved about 2 months ago. I am trying to save money because I know in 13 weeks or less I will be out on maternity leave and I will have to pay my mortgage and bills. If I tithe 10% I will have no money left over to save for the month. The church is telling me if even if I cant pay my bills when I’m out on leave I still need to pay my tithes. I’m not in a postion to tithe but I feel forced to and I’m ready to leave the church because of it. I’m not sure what to do but I don’t think I should give all my money to the church. Any thoughts?
I am attending a non denomination church. For all who have only negative non helpful things to say I’d rather you not respond.
The church will not let you volunteer, usher, sing, etc unless you tithe.

Family, gas bill, exams, children, electric bill, your business, coursework, friends, water bill, rent, sickness, money, mortgage, break-ups, work, Arsenal losing that match . . . The list is endless.
These thoughts frequent our minds so much that we often repeat the same thoughts we’ve had on one subject and we don’t even notice. We become experts at juggling these thoughts so that the most important ones at the moment are directed to the front of our minds for days, weeks or even months of analysing, complaining, wishing it was different and trying to find a solution as soon as possible.
Unfortunately for us, when we focus on these thoughts, our mind isn’t capable of focusing on the good parts or our lives; those tiny buds of happiness that can grow big and tall in our minds if we only poured our attention on them. God, family, friends, health, birthdays, that meal you ate last night . . . One man’s problem could be another’s blessings.

Then the last line would be a Bible verse relating to happiness.

Is it pointless or stupid or meaningless?

My husband cheated on me 2 years ago. Several times. With several different women. We had been married for three years when I found out he had been cheating from the beginning with his ex, and even my son’s teacher. I forgave him. He did everything right for 2 years. Was consistent in telling me about his whereabouts. Went to therapy. Changed his attitude and everything. We were happy. 3 weeks ago I founf out he was emailing another woman and meeting up with her just to "talk." He said he did hug and kiss her but they never had sex. She is married as well. I am a professional and pay almost all the bills in our household. I make about 200K a year. He makes less than 40k. I pay the mortgage and everything else. When I asked him why he cheated again, he says he doesnt feel like the man of our house and I dont pay him any attention. He is so irresponsible. I take care of everything because i dont trust him to do it. He says he knew he was wrong to start back cheating but that he could not stop himself. He has now joined church and is claiming to be a changed man. He goes to church twice a week when before he hated church. He is trying everything, but I dont trust him. I love him but he has ripped my heart out so many times. I know any man would be glad to have me. I am attractive and sucessful. We have one child (4 years old)together and I have a son (13) from a previous relationship. He now wants me to go to therapy with him at church. He is pulling out all the stops. But he swore he would never do this to me again. What would you do? I love him but I cannot get out of my mind how he did so much dirt before and was forgiven. He saw me hurt, depressed, grieving, and he swore he never wanted to see me like that again. I cannot get out of my head how he could be so uncaring. He has it so good. Why do men do this?

1. must not be afraid to take risks
2. Must be of noble character
3. Must know how to cook, clean, dig worms, clean fish and cook fish
4.. must have a fishing boat (would like to see picture of boat)
5. must enjoy entertaining guests
6. must not object to phone calls anytime of the day or night that I cannot discuss
7. must be trusting
What I can offer:
a. the church pay the mortgage and all the phone and utility bills
b. clothing allowance includes the wife of the pastor too
c. I will love her as Christ loved the church
d. I am a romantic and she will get such for life.
e. I like to hike and camp and fish and will take her with me on all my trips- some has to clean and cook the fish- and I always catch the legal limit.
f. I will always treat her with respect and am always a gentleman.

Family, gas bill, exams, children, electric bill, your business, coursework, friends, water bill, rent, sickness, money, mortgage, break-ups, work, Arsenal losing that match . . . The list is endless.
These thoughts frequent our minds so much that we often repeat the same thoughts we’ve had on one subject and we don’t even notice. We become experts at juggling these thoughts so that the most important ones at the moment are directed to the front of our minds for days, weeks or even months of analysing, complaining, wishing it was different and trying to find a solution as soon as possible.
Unfortunately for us, when we focus on these thoughts, our mind isn’t capable of focusing on the good parts or our lives; those tiny buds of happiness that can grow big and tall in our minds if we only poured our attention on them. God, family, friends, health, birthdays, that meal you ate last night . . . One man’s problem could be another’s blessings.

Then the last line would be a Bible verse relating to happiness.

Is it stupid?

Family, gas bill, exams, children, electric bill, your business, coursework, friends, water bill, rent, sickness, money, mortgage, break-ups, work, Arsenal losing that match . . . The list is endless.
These thoughts frequent our minds so much that we often repeat the same thoughts we’ve had on one subject and we don’t even notice. We become experts at juggling these thoughts so that the most important ones at the moment are directed to the front of our minds for days, weeks or even months of analysing, complaining, wishing it was different and trying to find a solution as soon as possible.
Unfortunately for us, when we focus on these thoughts, our mind isn’t capable of focusing on the good parts or our lives; those tiny buds of happiness that can grow big and tall in our minds if we only poured our attention on them. God, family, friends, health, birthdays, that meal you ate last night . . . One man’s problem could be another’s blessings.

Then the last line would be a Bible verse relating to happiness.

Is it pointless or stupid or meaningless?

I am sprit filled beleiver. This being said, I was led to let a women from church move in with me. How can I get her to cook at least once a week. When I ask I generally get a response like this, no one like what I cook, you are a better cook, I am tired I worked all day or my personal favorite you are already cooking for your children,etc, etc.
I do not think I am asking to much
I pay for everything, )God enables me to pay for it) including cleaning supplies for her batheoom, mortgage, water, gas electricity, groceries. She could cook anythign I have already purchased, there is a deep freezer in the home.
I cook 28 out thirty days, I guess it would help if I did not dispuise cooking so much. We generally have a meat, starch and green vegetable .

i know part of it is, i am trying to be lazy. I guess I was hoping someone would agree with me..not because she does not pay anything but because it is commen courtesy

FYI, I am a women with 2 Children
She is a massage therapist and says she has a bad back. Not to mention if she does something and i do not make a big deal of it she gets mad.
She is not a bad cook, she actually does pretty well.
Ebabasto, she waits for me to get home or ask if I am picking somehting up

Mopar, I should have set some ground rules. I did not think I had to. I stayed with a women years ago and was actively involved in helping around the house and cooked every once in a while. To me it was least I could do as she was cutting a starving college student a break with rent. She NEVER said I had to, I did becuae it was the right thing to do.

Bobo and Mimi Palin, a married couple, reported the following information for 2009.
Bobo Palinhusbandage 50s.s. # 222-33-1111
Mimi Palinwifeage 54s.s. # 888-55-7777
Kiwi Palindaughterage 16s.s. # 444-11-8888
Banana Palinsonage 13s.s. # 111-99-1111
Tangerine Palindaughterage 17s.s.# 333-44-5555
The couple reside at 444 Fruit Lane, Carbondale, Illinois 62901. The couple have three qualified dependants, Kiwi, Banana and Tangerine. During 2009, all 3 children lived with their parent, had no income and were full time students. Bobo was not employed full time during 2009 (he desires to be supported by his wife). During 2009, Bobo worked part-time at the local golf course. He earned ,000 in wages and ,000 in tips during 2009. Bobo had a total of 0 in federal taxes withheld from his paycheck at the golf course. Bobo also received ,000 in unemployment compensation during the winter months. Bobo earned 0 in taxable interest income from a checking account he has held for 5 years at First Southern Bank. Bobo’s aunt, Cantelope Church, gave him ,000 cash for his birthday. During a boys weekend at the local casino, Bobo won ,000 cash playing blackjack. Both Bobo and Mimi funded their I.R.A. ,000 each.

Mimi was employed full time during 2009 as a secret shopper employed by University Mall. She earned ,000 in wages from her job and also received a ,000 bonus at the end of 2009 for her exceptional work in arresting shoplifters. She received a W-2 Form from her employer which included her wages and bonus. Federal taxes withheld from her employer and reported on the W-2 form was ,000. Mimi’s grandmother died during 2009 and she received ,000 in life insurance proceeds from a policy held by her grandmother and payable to Mimi as the primary beneficiary. Mimi also had 0 in qualified student loan interest paid in 2009. The couple reported the following itemized deductions for the year: qualified mortgage interest ,567, and residential property taxes ,200.

Mimi had taxable interest income of 0 from a savings account she has held for 10 years at the Bank of Carbondale. Bobo served as a juror in 2009 at the Jackson County Courthouse and received a check for 0 for his services as a juror. Prior to her marriage to Bobo, Mimi was married to a man named Fabio Flang, s.s. # 123-45-6789. Per court order, in 2009 Mimi paid Fabio alimony payments totaling ,000. Finally, none of the children received any gifts over 0 during the year (the parents are not fun and do not recognize birthdays, Christmas, Easter, Valentines Day or Anniversaries).
I must compute for the tax liability.

And also am running into trouble making the 1040 form.

No, I’m not talking about allowing your church to do it for you…
Seriously… do you have any people living at your house who would be homeless without your help?
It’s 37 degrees outside and raining cats and dogs and there are people literally DYING for a hot meal and a warm place to sleep. I have two of them living in my home… under employed, can’t afford an apartment… would otherwise be starving to death and dying of exposure, homeless people.
And you call yourselves Christians… I’m a proud (headed straight to hell) atheist… and no I’m not rich. I’m two months behind on my mortgage.
@R.A Just because you’re greedy it’s no reason to think I don’t donate every chance I get. I gave away 3 handfulls of change in the last 3 days… but usually I just buy an extra burger and give it to the corner sign holder.

…and how come so many of you think I’m stupid? I checked these people out and and I’m charging low rent. They know I can throw them out in an instant but we have mutual respect. That doesn’t seem to be something Christians can do.