Im ready to replace my old camry with a brand new car once I graduate next Spring. Im expecting to make -k. I have little debt and would like to buy a nice car. I also dont pay much for rent at my apartment,

From a financing point of view, how much should I spend?
I am waiting to get my job. Im not buying the car until next year. Just answer the question.

I got divorced in Oct 2010 and part of the settlement agreement was that I pay the mortgage as alimony on the martial home where she resides until Feb 2012. The house is still in both out names since we just refinanced in Feb. 2010. I have paid every mortgage payment and every CS support payment on time. My work has slowed down tremendously during the Summer due to low student numbers at both schools I teach at. Plus she just lost her hour job last week. Being a different religious beliefs was one of the many things we got divorced over although it was not the biggest thing. I doubt she will ever come to Christ, but I can’t help but pray and have hope that through my actions toward her and what positive changes she sees in our own children that she will someday understand or at least seek understanding. I wish her the best for her for the sake and our 2 darling children, but we have both come on hard times. That’s why I sought out help from my church. They generously paid my mortgage and some other bills through the grace of God.

She does not know anything about my financial situation except that I have been able to pay. Would it make any difference for the better to let my EX know I have fallen on hard times and that my church has paid for her alimony? If so, how would you word it in an email?

To top it off she has a live in boyfriend that stays there at night with our young kids. I obviously don’t have the money to go to court about this. I rather use that money on the kids.

Thanks for reading. Please help.
Thanks for all the suggestions and advice. This is not BS. It is the real deal. I don’t like the idea of spending more money that neither of us have on lawyers, but it may result in that.

Since I know we both are poor, what if I demanded that the live in boyfriend leave the house OR pay the mortgage without a lawyer, but then be prepared to back it up with a lawyer? Maybe a volunteer lawyer from my Church? I don’t know if there is such a thing.

i am looking for someone who can finance me i am looking at apartment complexes but don’t have 20% to put down can anyone help i have excelent credit and some $thanks

My monthly income is at the very least 0/month.
Would it be easier to afford an apartment for 0/month plus utilities or 0-0/month with all utilities included? (I’m not sure on the second price yet because the landlord is still working on the place, but he said 0 would the the most.)

1. The following three one -year "discount" loans are available to you:
Loan A: 0,000 at a 7% discount rate
Loan B: 0,000 at a 6% discount rate
Loan C: 0,000 at a 6.5% discount rate

a. Determine the dollar amount of interest you would pay on each loan and indicate the amount of net proceeds each loan would provide.Which loan would provide you with the most upfront money when the loan takes place?

b. Calculate the percent interest rate or effective cost of each loan. Which one has the lowest cost?

2. Assume that you can borrow 5,000 for one year from a local commercial bank.

a. The bank loan officer offers you the loan if you agree to pay ,000 in interest plus repay the 5,000 at the end of one year. What is the percent interest rate or effective cost?

b. As an alternative you could get a one-year, 5,000 discount loan at 9% interest. What is the percent interest rate or effective cost?

c.Which one of the two loans would you prefer?

3.At what discount loan interest rate would you be indifferent between the two loans?

3. Rearrange the following accounts to construct a bank balance sheet for Second National Bank. What are the total amounts that make the bank’s balance sheet balance? (m=million$)

Demand deposits :million
Cash assets: 5 m
Loan secured by real estate: 30m
Commercial intdustrial loans : 18m
Owner’s capital:6m
Government Securiies owned: 7m
Bank fixed assets:14m
Time and saving depos: 40m
Federal funds purchased: 6m
Other long term liabilites: 2m

Thank you!!!!

I had to move out due to finance issues. I left them a letter stating that i couldnt pay rent after i was given a 3 day notice. Shortly after i was turned into a collection agency for the remainder of the lease. Come to find out the apartment was rented out with in 2 months of me leaving. Can i be charged while some one lives there. Florida resident T.Y