What is going to happen to America, with our national debt raising by 3.40 billion dollars per day? Already this year alone 160 preventable HIV infections spread; 459 People Incarcerated for Drug Law Offenses; 36,969 People Arrested for Cannabis Law Offenses 77,995 People Arrested for Drug Law Offenses. That’s almost 48% of people arrested for cannabis and why? When alcohol is legal and millions of people die from it, just like cigarettes, which is also legal. The U.S. federal government spent over billion dollars in 2003 on the War on Drugs, at a rate of about 0 per second. That sure s a lot of rent and mortgage money people could use and maybe even build a financial system work place that will work for many maybe alternating the actions of many from turning to drugs, when now they have a real home and entertainment to satisfy needs constructively, so many can have nice homes nice clothes and financial freedom. The budget has since 2006 been increased by over a billion dollars/ year. What!?!? Why!?!? Some war? State and local governments spent at least another 30 billion/ year. Sounds to me like they are in full control of it. Someone is arrested for violating a drug law every 17 seconds. Sounds like it’s what they wanted. An American is now arrested for violating cannabis laws every 38 seconds. There is 86,400 seconds in every day. divided by 38=2,273.64XXXX people arrested a day for violating cannabis laws every day. In the time it took me to write this, all the numbers have changed, see for yourself at http://www.drugsense.org/wodclock.htm.
I’m sure a lot of people WILL deserve punishment. We make the bed we lay in and will until someone or something comes to make it for us, then who knows where we’d be if for and example, situation 1 never happened and something better did. What would that make for a world if everyone got not only what they wanted but everything they needed. Shelter, education, youth and love of their fellows co-existence. The state of being prosperous; advance or gain in anything good or desirable; successful progress in any business or enterprise; attainment of the object desired; good fortune; success; as, commercial prosperity; and national prosperity. Defined. 73,000 people are homeless every night; 1 in 5 of them are children. 14,600 children without shelter at night. Is our government in control of this too. If lies is better then the truth for them then I understand why 600 american dollars are being spent on a drug war instead of letting it help the national debt or let lone paying for shelter so young Jo doesn’t have to die at 6 years old. While 1.6 million people don’t have health insurance. We also need to feel that those we love are safe. And HOW? Safety or security is THEE MOST basic of psychological needs. Is our government an act of genocide, where one conquers another and is quite enabled to do so? The power and flaw of money, construed with credit, and debt. A system that fails its people and no pedestal. Human beings possess fundamental, shared, universal needs. Not about physical needs, like the need for food, but psychological needs. These needs must be fulfilled to some degree for us to be functioning reasonably in the world, for our well being and continued growth. Where are these needs being met? Origins of genocide and how the frustration of basic needs contributes to it. Is our government planning on construing theses needs into a poile of unwed kids or even unlearned minds of many generations and population to rise. Peoples needs are; (1) security or safety, (2) effectiveness and control, (3) positive identity and self-esteem, (4) positive connection and esteem for and trust in others, (5) autonomy and self-trust, (6) comprehension. People also have an "advanced" basic need for (7) spirituality, including transcendence of the self. Self-control gives us confidence that we can lead purposeful lives and have the potential to impact our community and the world. It requires that experience and knowledge about the world and ourselves in the world. This providing us with the faith in our ability to become something that we want. To have close relationships, intimate friendship, family ties, and relationship with the community around us as our youth. We all need the acceptance to make decisions, choices, not to be only connected but separate. Trusting one’s own perception and judgment the need and understanding of people and the world, just why do people do what they do? It helps us define, comprehend and fit ourselves capable to visualize how we want to live life and view life and values. Dream. This spiritual is especially important in later life, maybe essential to life but the groundwork for its satisfaction is laid all throughout life. We can fulfill it through spiritual experiences or connection to God or other spiritual entities. We can fulfill our need for spirituality through the experience of connection wi

I have been a very active Mormon my entire life. But now going through a messy divorce. My wife left me a pile of bills. Planning on filing for bankruptcy. My wife is behind paying the mortgage. The bank is to the point of foreclosing. My mother died. Most of my siblings won’t talk to me. My testimony of the church has dwendled. Why is god punishing me. I feel like job in the bible.

My boyfriend has a credit score of 701 and mine is 549..will we have a problem getting an apartment together? He just financed a car as well..

Now that the crooks are trying to liquidate them? "The Daily Capitalist Blog" said It is different at the regional and local banking level. Most of them held on to their bad loans as long as they could to avoid recognizing losses, which would require them to either raise more capital or fail. The banking regulators have largely facilitated this approach by suspending mark-to-market rules, requiring them to take TARP money, plus other accounting rules.

See the rest of this post if interested

http://feedproxy.google.com/~r/TheDailyCapitalist/~3/OxKJFw3TBnk/

But these lenders cannot hold back the flood. Both commercial and residential real estate continues to decline in value. There was so much overproduction (malinvestment) that four years after the crash the problem still festers. The result was that these banks tightened up lending standards, were wary of committing to new loans, and kept bad projects on life support hoping that things would turn around. Thus the credit crunch. They are the lenders that one-half of American businesses rely on for credit.

But now is there a growing trend to liquidate these investments

Okay so my sister just turned baptist and she told me that she HAS to give money to the church because the pastor showed everyone their mortgage bill. This is a regular looking church. I told her that from what I learned in business class they are a non-profit. She tells me that she doesn’t believe me and that her pastor would never lie to her. She doesn’t have a job. She’s 19 and doesn’t help my mom pay the bills but yet she think she can give her FAFSA money to her church!!! So do they pay mortgage or any type of bills?
Dear PAT, it was just a question!!! I hope you are not one of those "christian" people! I didn’t assume EVERYTHING was free. Looks like you’re the retard.

with the rate?

I’ve always wondered what the point of multimillion dollar mega churches is. Is it for the members to have their own pool with like minded individuals? To play basketball with like minded individuals, to get overpriced coffee that is not from Starbucks? Hold fundraisers? Is there an extremely legitimate reason why they pump millions into a flashy church while members are starving or losing their jobs? The money they are making off their cafes n paid "sports programs" are just going to pay the mortgage….how is that helping people in need…. Anyone go to one care to share information?

I don’t have good credit. My score is 549. My boyfriends credit score is 686 and he just financed a car. We are looking to move into an apartment together. Will we have any issues with this??

Thanks

My credit score went down when I lost my job; I got in a bind and need to take out a small loan. I am currently employed but keep getting denied because of my credit score. There was an Indian lending company commercial on TV, but I forgot the name…. Any suggestions?

the principle reason for requiring commercial banks to maintain reserve balances with the federal reserve is that these balances:
a) provide the maximum amount of reserves a bank would ever need.
b) give the federal reserve more control over the money-creating operations of banks
c) ensure that banks do not make excessive profits.
d) assist the treasury in refinancing government debt
e) enable the government to borrow cheaply from the federal reserve’s discount window.

2) the purchase of securities on the open market by the federal reserve will:
a) increase the supply of money
b) increase the interest rate
c) increase the discount rate
d) decrease the number of federal reserve notes in circulation
e) decrease the reserve requirement

5) if a banking system’s reserves are 0 billion, demand deposits are 0 billion, and the system is fully loaned up, then the reserve requirement must be:
a) 10 percent
b) 12.5 percent
c) 16.6 percent
d) 20 percent
e) 25 percent

6) assume that the reserve requirement is 25 percent. if banks have excess reserves of ,000, which of the following is the maximum amount of additional money that can be created by the banking system through the lending process?
a),500
b),000
c),000
d),000
e)0,000

thank you!!!

Small non-profit (church) owes 8K @ 6.99% on property and building valued at 0K conservatively, with a payment of 73 mo with A1 credit (never been late on a payment EVER in 11 years). Would it be worth it for us to refinance? And if so, should we stay with our current lender or try the other banks in town?

I am looking to purchase commercial real estate for private use with a loan. I want the property in my name and not a business name. Do I need to get a commercial property loan or can I get a standard mortgage through my bank? I’m curious to know what my options are.