How are mega churches able to build the huge church and pay their mortgage/rent? Churches are not government funded and I don’t see how the small donations every church meeting cutting fill the bill. Im talking about these mega churches the size of walmarts

I have a friend who wants me to start a Corporation with him for the purpose of purchasing an apartment complex (currently housing mostly students). I’m curious if this is a sound strategy:
He wants to get 20% down payment thru the seller financing it by purchasing what in essence would be a corporate bond. We would get a mortgage for the other 80%. So the seller would give us the money for the bond( payable in 10 years at a 8% coupon rate for example), they would receive 80% of the purchase price upfront and would receive 20% of it in 10 years when the bond is due.
With that 20% we would purchase another income property with mostly cash.
If the seller goes along with this (which is a big if in my opinion) does it sound like a good idea?

How can I get people to go to church?
My wife’s close friend, Mary is a minister in a small community United Methodist Church.

Mary’s church does not have enough members so the people higher up in her in the United Methodist Community told her if this church doesn’t have more members they will close her church…It’s not a money issue, they are well funded. They have other groups that rent the building for events, there’s no mortgage and only one fulltime employee. But each church needs a certain number of members…

I’m not a religious person but I would love to help this local church survive. What I need are quite a few creative ways to get people to at least visit an old community church. This old church is in a small two and a half square mile town… but a large population of probably 13-14,000 people.

If I can help Mary get people to at least visit the church and then let her and God do the rest…

I need a hard money loan or a asset based loan. Lenders from the nyc area please. I don’t want any other type of loan(conventional loan).

Please, help me to find a lender who would finance a commercial project in Cairo Egypt with very very good potential.I am looking for any financial option including alternative financing .

it’s been a while since i’ve taken personal finance. i wanna move out of my parents house in a few years, so i’m trying to estimate what it will cost me per month. what factors do i need to think about? obviously rent, utilities, gas money, insurance, groceries, personal expenses…

i guess what i really wanna know is how much it typically costs a single person, to get a cheap apartment and live on their own each month?
and i swear, if you spam my question with your financial scams, you will be sorry.

I’m sorry ~ but I really DON’T get it….why on earth would a woman want a husband back after he left her & their 2 kids (ages 15 & 13). She is 55 yrs old he is 40 yrs old. They are in my church…he "used" to be totally active in the church activities…then little by little everyone started noticing a change…eventually the word was he left his wife & kids for a 38 yr old woman he works with…needless to say his family was devastated….supposing they are trying to work it out…he lived with the "other" woman for approx 7 months then recently moved in with a male friend in another city, supposing while he & his wife "try" to work out the differences….in the mean time the wife is struggling to pay the mortgage & feed her & the kids…he is giving nothing toward their survival…all last week the wife & kids had to go to her mothers to eat as they had no food….yet on Sundays the husband will attend church with his family to "show" that he is "trying" to work things out….in the mean time the wife went from a confident person to telling everyone in church it is all her fault that she is a controlling person and it is her fault he cheated….I just don’t get it…if it was that bad why did he stay all those years and if your "trying" to work it out why live with another male in a completely different city approx. 20 miles away & why not make sure your wife & kids have food to eat? Any insight would be appreciated….maybe I am too independent I just really don’t understand why a woman would feel so desperate to belittle herself after going thru all that crap….
ADD ON:
FOR THE ONES INDICATING I SHOULD M.Y.B. "SHE" IS THE ONE WHO BROUGHT THE CONVERSATION UP TODAY IN CHURCH IN FRONT OF THE WHOLE CONGREGATION…

Well, my finance and i want to get an apartment, the problem is he has horrible credit, but i have good. We want to move to florida, and i was wondering, if i just apply for the 1 bedroom apartment, and not even put him on the application, but he still moves in, do you think that matters?
just to answer a few of the peoples concerns…. he has horrible credit becuase he had credit card bills and college loans and he had an accident and broke his femur and it took him a year to re-learn how to walk. in that time he lost his job becuase he couldntwalk, and has since been trying to get back on his feet to get everything worked out…. and i can afford the apartment on my own. I make enough money. Now without him it’ll be less sepnding money, but i could deff. survive on my own….

and thanks for the responces everyone!

I am 27 weeks pregnant and single. I just became saved about 2 months ago. I am trying to save money because I know in 13 weeks or less I will be out on maternity leave and I will have to pay my mortgage and bills. If I tithe 10% I will have no money left over to save for the month. The church is telling me if even if I cant pay my bills when I’m out on leave I still need to pay my tithes. I’m not in a postion to tithe but I feel forced to and I’m ready to leave the church because of it. I’m not sure what to do but I don’t think I should give all my money to the church. Any thoughts?
I am attending a non denomination church. For all who have only negative non helpful things to say I’d rather you not respond.
The church will not let you volunteer, usher, sing, etc unless you tithe.

Family, gas bill, exams, children, electric bill, your business, coursework, friends, water bill, rent, sickness, money, mortgage, break-ups, work, Arsenal losing that match . . . The list is endless.
These thoughts frequent our minds so much that we often repeat the same thoughts we’ve had on one subject and we don’t even notice. We become experts at juggling these thoughts so that the most important ones at the moment are directed to the front of our minds for days, weeks or even months of analysing, complaining, wishing it was different and trying to find a solution as soon as possible.
Unfortunately for us, when we focus on these thoughts, our mind isn’t capable of focusing on the good parts or our lives; those tiny buds of happiness that can grow big and tall in our minds if we only poured our attention on them. God, family, friends, health, birthdays, that meal you ate last night . . . One man’s problem could be another’s blessings.

Then the last line would be a Bible verse relating to happiness.

Is it pointless or stupid or meaningless?

terms desired are non recourse

I am deciding whether to purchase a 1bdrm apartment in Manhattan or to rent. I am planning on living in Manhattan for about 5 years, and want to know if this is worth the investment. The reason I ask is that I can not bear to throw away 30K a year on rent, rather, I’d like to spend that money on buying a place. My wife and I will most likely live in the city for about 5years and then sell the place to finance a home in the suburbs. Is the NYC market going to burst? Seems like in every other market, the housing market is on the decline but NYC is immune to this. Can someone please help shed some light on this topic and whether I should buy or rent now? I dont want to lose money on this investment and want to make the most well informed decision. THX!!!

My husband cheated on me 2 years ago. Several times. With several different women. We had been married for three years when I found out he had been cheating from the beginning with his ex, and even my son’s teacher. I forgave him. He did everything right for 2 years. Was consistent in telling me about his whereabouts. Went to therapy. Changed his attitude and everything. We were happy. 3 weeks ago I founf out he was emailing another woman and meeting up with her just to "talk." He said he did hug and kiss her but they never had sex. She is married as well. I am a professional and pay almost all the bills in our household. I make about 200K a year. He makes less than 40k. I pay the mortgage and everything else. When I asked him why he cheated again, he says he doesnt feel like the man of our house and I dont pay him any attention. He is so irresponsible. I take care of everything because i dont trust him to do it. He says he knew he was wrong to start back cheating but that he could not stop himself. He has now joined church and is claiming to be a changed man. He goes to church twice a week when before he hated church. He is trying everything, but I dont trust him. I love him but he has ripped my heart out so many times. I know any man would be glad to have me. I am attractive and sucessful. We have one child (4 years old)together and I have a son (13) from a previous relationship. He now wants me to go to therapy with him at church. He is pulling out all the stops. But he swore he would never do this to me again. What would you do? I love him but I cannot get out of my mind how he did so much dirt before and was forgiven. He saw me hurt, depressed, grieving, and he swore he never wanted to see me like that again. I cannot get out of my head how he could be so uncaring. He has it so good. Why do men do this?

I have bad credit now because of a eviction. I owe the apartment complex. I need to buy a car next month. Is it possible that I will be able to find a dealership with a bank that will finance me!?

1. must not be afraid to take risks
2. Must be of noble character
3. Must know how to cook, clean, dig worms, clean fish and cook fish
4.. must have a fishing boat (would like to see picture of boat)
5. must enjoy entertaining guests
6. must not object to phone calls anytime of the day or night that I cannot discuss
7. must be trusting
What I can offer:
a. the church pay the mortgage and all the phone and utility bills
b. clothing allowance includes the wife of the pastor too
c. I will love her as Christ loved the church
d. I am a romantic and she will get such for life.
e. I like to hike and camp and fish and will take her with me on all my trips- some has to clean and cook the fish- and I always catch the legal limit.
f. I will always treat her with respect and am always a gentleman.

I already got quotes for a mortgage from a commercial bank broker that has 1% origination fee. His fees seem reasonable. He said closing costs will typically be 3.5% of loan amount. But I noticed on worksheet of loan fees he gave us that the loan is being sold to a wholesale lender that he works directly with. The origination fees he quoted us was a 1% fee for his services, and a 1% fee for the wholesale lender to process our loan. Is this ok? Our realtor thinks we should shop around elsewhere and see what other quotes we can get? Realtor is not liking our bank choice because the loan officer that we are dealing with at this commercial bank did not supply a cell phone number or have any way of contacting him other than during office hours which they close at noon on Wednesdays. I tried to do some research of the bank online but am not finding much information and can’t seem to find reviews. All I noticed was that the bank was bought out by another bank in Georgia back in 2006. We are located in Alabama but are not from here so we are not too familiar with what are the popular banks in Alabama for mortgages. I have tried finding reviews or by asking friends in the area about this bank we are dealing with but no one seems to know anything about it. Just not sure if I should just go through a larger bank such as Regions or Wells Fargo? My work friends have mortgages through Regions so maybe we should get quote through them? We are trying to get a Fannie Mae homepath loan by the way.
Husband I are getting first mortgage so that is why we are unsure of our lender choice.

We currently own a commercial property with a shop (my husband uses for his business) and two apartments. We use one apartment we rent the second for 0.00 mth. We would like to purchase a mobile home because they are inexpensive but we are getting to old to go up and down the stairs of the apartment. We do not have the downpayment. The mortgage is with a personal company and is interest only payments, we will never pay it off, but plan to sell it, although we anticipate it will take a long time to sell because of location and economy.

We currently own a commercial property with a shop (my husband uses for his business) and two apartments. We use one apartment we rent the second for 0.00 mth. We would like to purchase a mobile home because they are inexpensive but we are getting to old to go up and down the stairs of the apartment. We do not have the downpayment. The mortgage is with a personal company and is interest only payments, we will never pay it off, but plan to sell it, although we anticipate it will take a long time to sell because of location and economy.

We currently own a commercial property with a shop (my husband uses for his business) and two apartments. We use one apartment we rent the second for 0.00 mth. We would like to purchase a mobile home because they are inexpensive but we are getting to old to go up and down the stairs of the apartment. We do not have the downpayment. The mortgage is with a personal company and is interest only payments, we will never pay it off, but plan to sell it, although we anticipate it will take a long time to sell because of location and economy.

Family, gas bill, exams, children, electric bill, your business, coursework, friends, water bill, rent, sickness, money, mortgage, break-ups, work, Arsenal losing that match . . . The list is endless.
These thoughts frequent our minds so much that we often repeat the same thoughts we’ve had on one subject and we don’t even notice. We become experts at juggling these thoughts so that the most important ones at the moment are directed to the front of our minds for days, weeks or even months of analysing, complaining, wishing it was different and trying to find a solution as soon as possible.
Unfortunately for us, when we focus on these thoughts, our mind isn’t capable of focusing on the good parts or our lives; those tiny buds of happiness that can grow big and tall in our minds if we only poured our attention on them. God, family, friends, health, birthdays, that meal you ate last night . . . One man’s problem could be another’s blessings.

Then the last line would be a Bible verse relating to happiness.

Is it stupid?

I’m involved in a new venture generating high quality loan leads in the finance sector. A range of verticals are involved such as commercial mortgages, unsecured business loans, equipment leasing loans, mixed use loans, cash advance business loans etc etc.

The leads are to be generated by SEO techniques and can be sorted for literally any combination of field settings needed. They can be exclusive if need be and will be immediate.

Long term I hope to negotiate a fruitful relationship with lenders and/or brokers, but in the mean time I need somewhere to pass the leads on to, at least until I can provide traffic figures and lead gen stats to potential partners.

I know of Leadpile, Leadvibe and such places but they tend not to deal in the verticals I am intending to work in. Are there any companies that will take all the leads I generate/or some until I’m able to get a foot-hold in the market?