Sorry kind of long…

A friend of mine got married based on financial need. She had just graduated High School, her parents didn’t want to support her anymore (they thought she should work, or take out loans to go to college), so she decided to get a roommate (which was a guy, but there were no romantic feelings, just friends) to help pay the bills. Her parents were very unhappy and pressured her into marrying him by claiming good Christian girls do NOT live with boys before marriage etc. (Probably so they didn’t feel guilty about not supporting her while in school). So I don’t think they were in love when they married.

Anyway, they’ve been married 10 years, and they don’t agree on anything. Shortly after marrying they quit going to church because she didn’t want to go w/o him and he didn’t want to get up and go. In the past few months she has come back to church and has started changing her lifestyle (in a good way), but he’s not very good to her. He insists on sex almost every day, and if she doesn’t, he throws fits,or on some occasions has forced he., He will not allow her to work, he says the woman’s place is in the home. Claiming he works and makes the money and everything else is her job, such as taking care of the kids, all the bills, cooking, cleaning, fixing anything inside the house. He does mow the lawn…but that’s about it. He also "carpools" into work, but wants her to drive to pick him up in the afternoon…which makes no sense it’s not saving any gas, the car is still making a trip…I am sure he’s not cheating on her, she’s caught him looking at pornography before and he has asked on several occasions if she’d be open to a threesome, but from what she has said she’s sure he’s never had an affair… But I don’t think they love each other the way they should…I think it’s only a love because they have 3 kids together.

As a Christian I think she is struggling with whether to stay or get a divorce. There has been no cheating, but the marriage was never based on love. One of the church-goers has suggested to her to leave because God would not want her to be this unhappy, even though he hates divorce he does offer forgiveness. She is very unhappy almost unrecognizable to those who have known before she was married. One other leader in the church has suggested she just make it work, they made the decision (maybe not for love but they did marry) so they need to make it work. She’s come to me about it now, and I don’t know how to approach it. part of me thinks it would be okay and is understandable…but at the same time I see why she would need to suck it up and stick it out. Any ideas?

I’m looking into buying a used car in a few months (BMW) & I’ll be going to Lending Tree for my loan. I just wanted to ask can you-yourself choose the terms(Months) that you want to pay off the car or does the finance company choose it depending on your credit history & how much money you put down?(My Credit History isn’t all that good) The car I’m looking at is about ,000 & I’m thinking about putting 00-00/down & want a term of 72/Months & I might sell the car later after maybe 4yrs. I just want a payment term that will have payments under 0 because I will be moving into an apartment with my cousin soon plus all the other bills we’ll have. So can you choose the term(months) you want or does the financing company?

I recently saw "Capitalism: A Love Story", a movie by documentarian Michael Moore.

Moore said in the movie that he is both a Catholic and a socialist. He interviewed several Catholic priests about the unethical investment practices that caused the 2007-2008 mortgage crisis and the subsequent recession we are now in. Each priest denounced those practices and went so far as to say that capitalism is evil, suggesting that those priests are socialists as well.

Here’s my question: Were those the opinions of individual priests or is this the official position of the Church?

Does anyone have any feed back on commercialleads.net? Recently, our company is in need of good quality leads. Also, does anyone have a lender that has great rates or specializes in Multi Family properties?

I have a friend, she is not a real close friend, but she has shown me kindness in the past. This gal (my age, 60) lost her job and has asked me for 00 until her vacation pay and severance arrive. She obviously has absolutely no savings or rainy day funds. (I did not know this about her). I asked if she had contacted our church, and she said that her daughter (age 35, they live together) had not paid back a 00 loan the church had made her a while back (I knew about this loan, the daughter had an arrest warrant out for her for a bunch of unpaid parking tickets, so our church lent her 00). So they obviously are reluctant to ask again at the church because they were not faithful to pay back, even in installments, the loan from before.

And all this indicates to me that they must be living above their means and don’t put paying back loans high on their priority list. (2 strikes?)

But then again, hard times can fall on anyone, and where else does one go, but to one’s friends, especially those who have their act together.

How does one know if one is an enabler, a sucker, or a hard-hearted person (if I refuse).
The daughter does have a job, that’s why I am surprised they have no surplus to fall back on, but the mother has been suspended a couple of times from her job, each time for approximately two weeks, without pay. The only extravagance I see is that the daughter gets a manicure and pedicure regularly and is very overweight, so they may spend a lot on food. But I don’t see them as spendthrifts, still I am concerned that they lack even a hint of financial wisdom.
The daughter does have a job, that’s why I am surprised they have no surplus to fall back on, but the mother has been suspended a couple of times from her job, each time for approximately two weeks, without pay. The only extravagance I see is that the daughter gets a manicure and pedicure regularly and is very overweight, so they may spend a lot on food. But I don’t see them as spendthrifts, still I am concerned that they lack even a hint of financial wisdom.

While owning my home free and clear, I have been unable to work the past three years, and property taxes are past due. My utilities like water, phone are off, and electric past due 4 months. I’ve written over 100 businesses, church mega ministries, Entrepreneurs, to no avail. Until I awarded Social Security Disability, there ’s no hope of an income in site. So I need a loan, but have no credit history, or income to repay it. Can anyone out there help?

When the Church elders go to a Bank for a Mortgage don’t they have to show the Bank that they are Credit Worthy?

Don’t Churches buy Supplies ect. and when they don’t pay they don’t get anything?

Don’t Churches employ people, even self-employ?

Doesn’t a Church have to pay unemployment tax?

Doesn’t a Church provide a Service ? Do they take money for them? They get Paid by Donations…, OK…so:

So does a Waitress, and she has to declare that on her Taxes, doesn’t she?

So why are Churches exempt from Taxes?

Where I’m getting at is the following:

I see religion as a Addiction. It’s very hard to quit once you’re in it. Churches target Children for their SPECIFIC BRAND of religion.

I see this as a parallel to the Tactics used to deal the Tobacco Industry.

Tax the Tar out of them and make them Pay damages for what they have done to the Public.

Pretty soon Churches would be only for the ones that can afford them.

Also it would curb Child & Juvenile Membership, so that they can make their own decisions once they are MATURE enough to understand what they are doing !

I don’t say outlaw Churches, just treat them for what they REALLY are !
Man i feel like saying:

******TORPEDOES AWAY********!!!!
Is that why some Churches grow into MEGA CHURCHES that hold THOUSANDS of People?
Build it and they will come, sorta like a Mall?

We are about ready to lose our house! My dad is retired and not working, we have bills we cannot pay. The Salvation army and other churches/organizations are unable to help at this time due to limited funding. and we have bills that we cannot pay. We can’t even get a loan due to a negative bank acct balance. about ready to commit suicide over this. How can we get help?

I have posted similiar question about this but now that I went to CCCS for advice this is what they said. I’m overextended, duh? I thought that was a no brainer! I have 29000 in debt and the counselour stated it would cost me 772 a month to pay off my debt which would be at 10% for 5 years. I brought in a debt consilidation plan for a loan for 000 with no collateral needed at 8.9% for 5 years and the counselour shunned at it and said I had no chance at that loan? She did not know how I was living within my means…I told her I had overtime and take surveys on the internet and use Bank of Americas Keep the Change program. She did not comment on those things but said I could use food source and drive 1 hour to a Church to get food for a month to save on food, but no milk, OJ, bread is provided? I have a WalMart across the street and I save gas that way. It just seemed she thought I was a deliquent consumer by I have a good credit history and pay bills on time where else can I go?

I am 19 years old with not much credit (a few credit cards) and I want to by a duplex or another multi-unit apartment. Can I buy a cheap forclosure that needs some cosmetic work and get a decent mortgage, with plans to rehab it and live in one unit and rent the other(s) out? I make around 00 a month, is this possible?

I am very worried about my bi-polar friend. She’s been hospitalized twice in the last 5 months. She doesn’t have family that can help her out. She can’t hold down a job because she’s agoraphobic (afraid to leave her home). I got her to on Social Security Disability so she wouldn’t lose the home she bought before she "lost her mind". I have control of her bank account and have all her bills and mortgage statement sent to me, so that I can make sure they get paid. The problem is, after her mortgage and common charges are paid, there is hardly anything left for utilites, food and other living expenses. I tried to get her to apply for welfare and food stamps, but she was declined because she owns property and because of the amount of money she gets from Social Security. Sometimes, I add money into her account to cover her bills – but I really can’t afford to keep doing this. She still needs more money. What can I do? I’ve called churches, but they said "we do not give hand outs!"
Not enough room to give all the details above. The problem with her, is most of the time, she just can’t function. Once in a while, she has a good day and seems like a normal person, but it’s really rare. I do have her hooked up with a local mental facility that she goes to once a month to get her medication, and I got her on Medicaid, but I don’t know what to do with her other living expenses. She REFUSES to sell her home! She goes into a rage when I bring it up and starts crying because she says it’s the only place she feels safe. So, until she recovers (or IF she recovers) I think it’s for the best to keep her in the home she loves so much. She lives in CONNECTICUT. I hooked her up with a charity there called Person to person for cloths and food – but because she’s single, the amount of food they give her isn’t enough to last the entire month. I hooked her up with help for heat – but that’s only for the winter – what can I do with her utilities for the rest of the year?
The reason I am doing this is because she has no family and can’t do all this by herself. If I didn’t do all this – she’s be homeless. I have exhaused every source of help that is out there in Connecticut that I can think of – is there anyone out there that can help me think of ways to get her money to cover utilities, toilet paper, tampons, toothpaste, shampoo and food? Again, the food bank doesn’t supply enough food for the entire month, and they don’t provide toilet paper, shampoo and other basic hygene products. PLEASE – I need ideas, suggestions.

I’m not a relative so I can’t go to the courts – and I’ve tried to talk with her social worker at the mental health crisis center – but the won’t talk with me for confidentiality reasons. I’m all out of ideas! I don’t have "power or atty" – she just handed over her bank account to me because she "can’t deal with it". Her other friends aren’t financially able to help – and I can’t afford to subsidize her leftover expenses. HELP!
Guys, please be nice. This woman is NOT a dead beat. She’s very sick. She’s struggled with her illness for a long time and was an executive assistant for 17 years. She used to work 12-16 hours a day for years in an extremely high pressured envoinment before she had her breakdown. I think the long hours she used to work, plus losing her jobs at corporations that had financial problems is partly to blame with her breakdown. That’s how she was able to buy a home – back when she was working. But all her all of her savings and 401K went as a down payment on her home – so there are no savings left – its completely dried up. Remember – some people with her illness/disabilty NEVER work – she did for almost 2 decades. Cut her some slack. This could happen to anyone, even you and would you want people to be unsympathtic to you if you got sick and couldn’t work anymore? Be humane please.
Re: "Does she have a drinking problem?" Technically, she did. Since I took over her bank account – I took away her debit card and placed a password on her account so she could not order a new one behind my back. I did this so she wouldn’t blow her Social Security check on alcohol and other worthless things to guarantee that her mortgage and maintenance charges are paid each month. I’ve reviewed her account for the last year – and the only transactions are the ones I’ve made online for her bills. Since there’s nothing left after paying for the roof over her head – there’s ABSOLUTELY no money for alcohol. There isn’t even money for groceries and the electric bill – I’ll be darned if I’m going to give her money for whiskey and cigarettes. Food is a necessity. Alcohol is not. To the best of my knowledge she hasn’t had a drink since I’ve taken over her account – even if it’s only because she doesn’t have the money to abuse alcohol anymore. That’s the back story for her and alcohol
Sun, thank you for your suggestion. The utilties are a scaled down as the can get: cable is included with common charges – so that can’t be eliminated. No internet for her anymore, but I have to keep her phone connected so she can call me if there’s a crisis or so she can call 911 or the mental health center if she’s having a crisis. But no extra features like Caller ID. Just a dial tone. Not even long distance.

NikkisMo: No, I didn’t call the govnm’t center because I didn’t even think of it. Now that you mentioned it – I will do that TODAY. Thank you for thinking of something I didn’t think of! You guys are great. I knew Yahoo! Answers would be helpful. I know I haven’t thought of everything I could do – and that’s why I came here. Thank you again for all your sugesstions, Please – keep them coming.
Sun, thank you for your suggestion. The utilties are a scaled down as the can get: cable is included with common charges – so that can’t be eliminated. No internet for her anymore, but I have to keep her phone connected so she can call me if there’s a crisis or so she can call 911 or the mental health center if she’s having a crisis. But no extra features like Caller ID. Just a dial tone. Not even long distance.

NikkisMo: No, I didn’t call the govnm’t center because I didn’t even think of it. Now that you mentioned it – I will do that TODAY. Thank you for thinking of something I didn’t think of! You guys are great. I knew Yahoo! Answers would be helpful. I know I haven’t thought of everything I could do – and that’s why I came here. Thank you again for all your sugesstions, Please – keep them coming.

With no income I cannot apply for a loan, family is no help to me what so ever. Already asked and they have no money available due to health and hospital bills. I do not belong to any church and cannot get help from the assistance office because I do get child support of 0.00 a month. My boyfriend lives with me and works but we have fallen behind due to me being out of work and we just cannot seem to get caught up with the other bills. I am having a hard time finding work.

I’m planning on having a simple "small" church wedding, followed by a reception at a small local hotel. In 2000, my sister paid 00 for her reception there. I’m sure it has gone up. Planning on having about 150-200 people, if you want to call that small. I can’t manage to get my guest list any smaller. Ideally, I want it double that, but it’s just not doable.

I want the basics. I don’t need a bunch of flowers, and the places I’m having it at aren’t 4 stars. I want simple, but I don’t want to leave anything out.

I’m in the very beginning stages of planning. I’m starting with budget. Is ,000 too small for the number of people I am inviting, or do I need to increase it? I don’t want to go broke, I am not taking out a loan, and it’s just me and him paying for it. I am not getting married for 2 years. That seems like a long time, but for two people having to save up, it’s not that long. Primarily, we’re saving for our first home along with its furnishings. Thanks
haha Thanks guys. I’m not eloping. Church wedding has always been my dreams. The family and friends I have chosen I see almost daily, so there really is no way around it. Also, I am from a huge family. My list is sisters, nieces/nephews, aunts, uncles, and 1st cousins. I have a few friends, and honestly I mean a few.

It’s hard to cut down…his side, not so sure.
Also, let me add this. I’m not looking for alternative suggestions, I want what I have listed. Church, reception, guest list. That’s what I’ve always wanted, and I don’t plan on giving that up. And like I said, if I could shorten the guest list, I honestly would, but I can’t.

Just budget ideas, do I need to make it more, or what I can do to make it work. That kind of stuff.

Thank you!

I was just reading a story about people who don’t feel they are doing very well right now. Tell me what you think?
"The value of their house is down ,000. Ms. Parnell says the couple’s gross income last year was about 0,000(about ,700 per month). Taxes, premiums for medical care and deductions for Social Security and their 401(k) contributions cut the gross to about ,000 per month(remember, 401k contributions come out of that 00 per month). The family tithes ,300 a month at their church (00 per month!). Their mortgage, second mortgage and payment on land they bought is nearly ,000 a month. Other expenses, including their family car payment, insurance and college funds, as well as basics like food, utilities and donations to charities, leave them with about ,200 left over each month."

I’m just curious, after paying all of your expenses, contributing to your 401k, college funds, and tithing 00 per month, how many of you have 00 left over…each month?
If you do, do you (or would you) feel like you are doing ok?

Seriously, what would possess someone to give a portion of their salary in order to build a huge expensive building in which to worship?

I understand giving, when it helps those less fortunate…when it is used to clothe the poor, feed the hungry, and care for the orphans, widows and children.

However, just knowing that the money you are giving to "God’s work" is simply paying for a large spire in the sky and bricks and mortar, possibly a basketball court, etc…how do you justify that as giving to God’s work?

Wouldn’t a simple structure large enough to house the parishoners, be all that God would construct? WWJD? Wouldn’t he just preach from a donated warehouse or building that an entrepreneur would loan, (probably for a tax write-off). Why do so many pastors and churches have to build bigger, more expensive buildings just to feed their ego?

Would you trust a lawyer who’s represented a group of voter fraud pushing, community activists who pushed banks to make unsound loans? Who trained activists to pressure banks to make these unsecure loans?

A lawyer with a history of dealing with criminals to help them politically, and radicals who’ve murdered in the past and had that lawyer put money into the goal of shaping students thinking towards the hate of democracy and capitalism in favor of communism, and the willingness to violently fight against it? A guy who told children "Kill your parents, burn their homes, that’s what it’s all about!"?

A lawyer who supported and contributed to a radical preacher and church who’ve blamed racism for aids? Who’ve said the USA is an evil place? Who’ve said the US deserved what happened on 911? A lawyer who used that preacher and church as his main spiritual adviser and personal friend? A lawyer who only separated himself from these bad, crazy, and dangerous people, when he began to run for office?

A Lawyer who’s already lied about his commitment to take public funding? A lawyer who has a track record which is contrary to the positions he’s just recently picked up when he saw those would be more popular than his life long documented (by votes and other actions) positions?

Would you trust this guy to keep his word? Would you trust this lawyer to choose your best interests over his own?

Not me, I’ve noticed that people, especially lawyers tend to say what will get them what they want, but go back to who they are after they get what they want out of their WORDS.
LOL well that’s a pretty red blooded Chicago style American approach. Unfortunately the nanny state has made it illegal to protect your own interests, those same lawyers did it, because some of us were stupid enough to elect them into legislative positions as if they didn’t have enough power to screw us through the courts.

Hi. I"ve been looking through real estate agency sites in the hopes of finding an apartment to buy. In one site, an apartment is listed for 0,000. Details include maintenance charge, building type, financing, and tax deduction. Under financing, it says 90%. What does that mean? Is that equivalent to 10% down payment? Also i don’t know much about tax deductions. If it says 55% tax deduction, what does that mean? Hope someone here can give me some info to start off with so that i can do more research, but i’m stalled at the start due to unfamiliar terminology. Thanks!

….then why don’t we have the government confiscate ALL church property to pay for the 0 billion mortgage bail-out?

Surely the church and God would want to do thier part for the economy. Churches have been tax-exempt for too long. It’s time for them to start chipping in!

Here’s our situation: My bf’s salary is around 26k to 28k(pesos) per month.Mine is around 13k to 15k.We bought a condo 2 months ago.We’re still paying for it with a monthly dues of 11,600(pesos) every 15th of the month until 2012.By that time we can apply for a loan for the remaining balance which is around 400 to 500k.He’s giving around 3k to 4k for the electricity expense of their family.His father, and mother are both working.While his 2 brothers are studying(1 is in a public college; the other is graduating in a private elementary school).We are planning to get married this year but postponed it for next year.We had been together for almost 7 years now.Up until now, we still don’t have the budget for the simple church wedding that we wanted.I gave him an idea about moving out of their house and rent a small room for himself(or maybe for both of us). I told him I’ll help him in many things including buying and cooking his food.I don’t really know if this can help him save some money. He can learn how to budget everything.Right now I’m paying my mother 3,400(pesos) per month(2 months more to go) for the gift I gave for my sister since I don’t have my own credit card.After that I’ll be paying my sister for the 10k we own her.We already paid her 1.5k.What can we both do?We both wanted a civil wedding so that we can get over the planning and budget, etc.But my mother wanted the church wedding to push through.Help!

Being a follower and a gamer, it amazes me how many ‘lost’ gamers there are. When religion is brought up online, it’s always an one-sided slaughter for anyone arguing for it. Gaming in general is becoming more and more popular and I don’t feel there’s a better way to reach the youth than thru something that encompasses their generation.

My thoughts would be a gaming center with computers, consoles, and board games as well as other interesting activities. The place would be decorated with verses (written in Hebrew) on the walls but not overly-done as to make non-Christians ‘uncomfortable’. I figured I could team with the local churches and give discount/free gaming hours to those who attend church regularly or participate in missions or volunteering. I know this wouldn’t be a great source of income for me and my current job is a blessing in itself, I’d need investors and/or a business loan. I’m mainly looking for steps from those with knowledge of starting their own business.

http://together.wels.net/

Considering they were already millions in debt with loans and spent nearly 100% of all their income, it look like they are in for tough times.
yes, 400,000 members.

a) My mortgage company offered to do the Obama modification program.
b) They filled out an app and said I was pre-approved
c) the guidelines state that until I get the final approval foreclosure proceedings stop. I qualify for all the guidelines – income, home value depreciating (for example the mortgage is higher than the value so it’s almost like I’m doing them a favor to stay otherwise they wouldn’t approve it)
d) they NEVER sent me paperwork about it even though I have recorded phone conversations telling me they would, telling me I was pre-approved, recorded conversations of them taking my app and everything.
e) They never told me my new payment amount, just that I should wait for my info to be underwritten
f) next thing I know I get a letter from an investor saying since my home is in foreclosure would I like to speak to him about it
g) I call them up saying wtf, am I really in foreclosure, and the 3rd person I speak to finally admits that I am and 10 days later sends me the notice. Supposedly I missed the first modification payment which they never informed me of and which is almost 1,000 higher than my current payment which doesn’t make sense.
h) they are ignoring all my attempts to work something out. They totally mislead me, lied to me and I filed a complaint with the treasury they’re not giving me a copy of the lender’s response but one of the lady’s on the phone secretly told me that part of their response states that they have no documentations on their end to dispute my claims – ex. they didn’t save the recorded calls they say are recorded. They have no paper showing me that I had any payment due – I had no idea about it until they put me in foreclosure and verbally told me on the phone I had missed an imaginary payment.

My sale date was supposed to be 2 weeks ago, I postponed it for a few weeks more. I wouldn’t mind going to the same exact terms before this hoopla started. NOw I owe tens of thousands to catch up in the course of 8 months. My 30 year fixed loan was FIXED at the time I signed it and without me seeing any paperwork or agreeing to anything they have ‘modified" it to 0 more/month. It is such a joke I am losing sleep getting very ill over all this. They are a very large bank so I don’t know if it’ll be a lost cause fighting them. I feel taken advantage of, my perfect credit now has a foreclosure on it, all my equity is going away, I had remodeled the whole place brand new condition last year. I am so upset I can’t believe this is happening it’s like a bad dream. I wish i never watched those commercials Obama was on non-stop saying to apply for a modification to lower your payments. I believed in it, got suckered in and now they are taking my house away through shady dealings I have all on tape from my conversations.

I can only afford ,000 in legal fees at the most – do you think any lawyer would give any good result and put time in for that much? Do you think I even have a case? I don’t want to roll over and give up if I have a chance. I can’t believe this is happening and I think the treasury department are bought off and in the pockets of this bank from my dealings with them over the past several months (I am convinced of this).

About a year and a half ago, we moved from Atlanta to Tennessee. It was a quick move with short notice, so we let a real estate/mortgage guy from our church in Atlanta have the real estate listing, thinking he would take care of us. His listing agent contract expired in January, and here it is in August, and he still hasn’t removed the for sale sign and lock box from our home, even thought we have asked on 4 occasions…both by email and over the phone. We do have our house rented out, and it is not fair to our renter. He only agreed to rent if we took the house off the market until 90 days before the end of the lease. The renter went ahead and took the sign out of the yard, but can’t get the lock box off. I just send the realtor an email asking him to take care of this immediately. I told him that if his things were still there next week, we would contact a locksmith to remove the lock box, and mail him the bill, and dispose of the sign and box. Is this the right thing to do? How else would you resolve this issue?

I am a mechanical engineer and to date I have been an employee so small business ownership is new to me. I am at the very beginning stages of starting my first franchise. It is a small sandwich shop which will be about a 0-400k investment. My application to the Franchisor is still is in the approval process and I starting to put together a team of people to do this. So far I have: Attourney, Accountant (for both book keeping and taxes), A Commercial Real Estate Agent, Insurance Agent, Credit Union Loan Officer. Does anyone have any recommendations of other ‘must have’ people whom I should inlude?

Thanks in advance.

1) If they cannot live this month, how can they live next month when they will have to pay the interest as well?

2) And why is the government and churches not setting up cheap loan facilities for poor people, instead of obliging them to go to pawn brokers and loan sharks?

My fiance and I are trying to decide what we need to do. I’m curious how those Mortgage Companies work. Our credit isn’t exactly perfect, it’s decent though. Currently, for the past 9 months we’ve been renting a 1 BR apartment for 0/month. We’re wanting a house. Renting a house in a decent area will be between 0-1000/month– which is a house payment! It just seems to be a waste to rent. What do the mortgage companies consider when deciding to finance you? I’m just starting out in my career, but combined my fiance and I make just under K/year. We also wouldn’t have a down payment but I see all the time homes with 100% financing. What are our chances of getting approved? We’re going to look at a house tomorrow – 1600 sq ft that is listed for 2k here in the Memphis, TN area. And is there something we need to watch out for when speaking with Mortgage Companies?

I have paid for the dress and bargained shopped for $ 900.00 in other items used in the wedding including his wedding band! Then I put 0.00 in the wedding account. Ok it started out a Church wedding. This is my daughter I raised alone. My x -husband choose not to be in her life in any manner $ either. I was upset when the groom changed the wedding to the Beach, I told my daughter that I would adjust, Then Its a reception has turned into 1000.00s of dollars. I told them I would pay for the wedding which is about 0.00 more and I’m done. My daughter should know I spent my savings on all of this, and I live on disability. I have a lot of health problems that one may prevent me from going to the wedding, I have to have surgery 3 weeks before the wedding, unless I put it off. This is making me feel horrible but there is nothing I can do. I can’t get a loan because I can’t pay it back. Her father is a dead beat dad D>L> that has money and will not help. Any suggestions?

I am too honest and if asked something I tend to tell and explain. I would like to protect my privacy without hurting feelings or making me feel I’m being as rude as the person who asked me the nosey stuff.
Things like how much do you make, how much is your mortgage, why isn’t your husband at church with you today, or even what do you do for a living is a problem for me when I don’t know the person asking very well and would rather not give out details. Are there some standard phrases or vague lines/evasive comments I can reply with?

How about a church/pastor/religion who called the divorced and remarried people an abomination?

How about a church/pastor/religion that said that anyone who filed bankruptcy or defaulted on a student loan was a degenerate?

So, why do you tolerate a church/pastor/religion that uses such names to describe the supposed "sin" of homosexuality?

From a literal interpretation of the Bible, those who do not turn from their sin of adultery/divorce by being celibate, obesity/glutton by losing weight, or stealing/bankruptcy by repaying the debt, will not inherit the kingdom of God. Just as fundies say, homosexuals who do not turn will not go to heaven.

So, why do you tolerate such hateful words and actions towards homosexuals by the fundamentalists…degenrate, abomination, scum of the earth…but, would not tolerate such language in relation to other suppsed "sinners"?

Serious question,

Lets assume I want to get into the business of buying and leasing commercial real estate. Can I just start an LLC or Incorporation, identify a property (ie: Office Complex for 0,000), then go to the Bank and say, My XYZ Corporation needs a loan to purchase a 0,000 complex that will be leased out for ,000/yr.

Would the Bank Grant the Loan, knowing the property secures the loan? Or will the bank demand that my XYZ Company have 0,000 in assets that will secure the loan outside of the property being purchased?