I am based in Jacksonville, Florida but I want out of the state and into a real city. my desire is to work in sales or marketing up North in Chicago or New york. I have my BS degree in Business Management and have worked as a marketing coordinator and in real estate as a private investor as well as a loan originator.

Any advise on strategy would be great.

I need to learn where and how to get a business unsecured line of credit.

I would like to purchase a mix-use commercial space from the owner. I own all of my inventory. I need help locating a bank or mortgage company willing to work with a self employed entrepreneur. I have a equity line of credit already with a small credit union, however, they do not offer mix-use commercial loans. Can someone out there please help to steer me in the right direction? I need a second chance. Patricia

My Partners and I are providing capital investments needed for operating capital, décor and design, however, our corporation needs 0,000 financing to procure the building and existing equipment for the restaurant location selected. The financing is required to begin work on kitchen design, architectural plans, manuals and recipe books, additional equipment purchases, and to cover expenses in the first year of business. We are getting this building for a steal. Does anyone have recommendations on which company (no banks) I can work with? I live in Florida but willing to work with companies anywhere in the USA.

Already conducted due diligence. Business plan including performa available.

My husband and I are considering holding private mort.'s. Generally we buy "disaster" properties (cash only deals), fix them up, sell them or rent them out . . . However, with the jumbo loan crisis we're think we'd be better off holding mortgages for Alt A types . . . Any thoughts . . . I've talked with my agent in Florida and she said that homes with privately held mort.'s are the only ones selling . . .

The LLC and I are both in New Jersey. I know a judgment is eventually put on my credit, but what does that allow the bank/creditor to “do” to me personally?

because i just got this new company but need someone money to get it going

And what index does it base off of?

Looking in the neighborhood of 750k – 1.5 million dollars… Assuming the only thing you have to liquidate any assets from would be the home and 401k what are other options where this level of funding could be acquired (DO NOT INCLUDE credit cards or venture capitalists in your responses) ?

I need answers that speak towards women and minorities seeking loans to acquire commercial property.

Thanks!

I have a set of 4 single family investment properties and am looking to refinance them on a commercial note? They really are not seasoned and I was wondering if anyone knew of a lender that would refi them and give me some cash out at about 80-85 loan to value? They are all rented and produce a good cash flow monthly and all were recently remodeled. They are all located in Columbus, Ohio.

I need a BUsiness line of credit or Loan for @ K … Its a new Business no Business Credit History and My credit is @ 670 . where can I get this and I also have 20% for down if needed

Conventional mortgages with a loan to value greater than 80% require some type of private mortgage insurance?
True or False

I need to know what should I do to establish referral relationship with banks and whom should I talk at banks. Right now I am trying to call their toll free numbers and do not get any response.

I own office space that I run a insurance agency out of, however, i don't file a schedule C as I am considered an employee. The office is owned by my LLC. I have depreciated the space, but I can't find where the mortgage interest falls into the tax situation.

I want to offer commercial loans. I am runnimg into lenders that do the loans themselves. We want to send in broker packages to them and sell their loans. Moreover, we would like to find lenders that offer interest only loans.. Thanks

I am currently trying to refinance one of my properties.The problem is that my credit score plumitted because I am behind on payments(I have a variable interest rate & noone is currently renting my home).My payment keeps going up & I'm afraid I won't catch up!!!They tell me because of my score I would only qualify for a hard money loan & on top of that I cannot cash out.I've heard these loans are VERY high risk.Are they trying to srew my over.What do I do??My payment keeps going up,I need to cash out so I can pay for backed up bills.They tell me the only program that can give me a low monthly payment that is fixed is Option 1.Please give me your opinion.Thanks people I appreciate the help!!
I saw that one of you said to have someone else go into the loan with me & I have already tried that.My mom has a fico score in low 800's & even that way the bank's keep telling me that they will use MY score over hers.They tell me that they HAVE TO use the lowest score.So that doesn't work for my either.

What are the exact steps I need to take in order to obtain such a big line of credit without being denied and where can I apply ?

I work full time, and make over ,000 as well. I received ~1,000 in fed aid, and took out a ~1700.00 private loan. I'm also paying off a previous school loan. I have not itemized in the past, and not sure what exactly I can write off or qualify even to write off. I rent as well. I have no real estate.
So I take a "credit" for education expenses. What would that knock off my bill, a grand maybe? I paid 800.00 for a summer course, and 200.00 for fall. I spent about a hundred dollars on supplies. I'm paying out of state tuition as well.
Can I write off

-rent
-car
-cell phone (primary phone)
-anything else?

I'm considering getting into commercial real estate loan brokering and I would like to find out how many point lenders usually pay on these types of loans. I know the amount can vary, but I'm looking fo a range so I can calculate my possible commission. For argument's sake let's say an average loan amount would be .5 million. But, any info on how the system works on loans larger or smaller than that would be helpful also. Thanks.

I do not want to invest alot of my own money.

Asset-liability management is the term where the maturity of an asset is similar to the time that the liability expires. Which of the following is not good asset-liability matching? (Points: 4)
A. Brand new quality car financed by a 5-year loan.
B.Retirement fund for a 35-year old containing commercial real estate.
C.Loan from a commercial bank to a corporate account for working capital funded by the bank's retail checking accounts (consumer's deposits in checking accounts).
D. re-financing a credit card, exclusively used for grocery purchases in the amount of ,431.49, by taking out a second mortgage on the consumer's home.
E. used car purchase financed by a 3-year car loan.

I am looking to refinance a gravel pit, but am having a hard time finding a lender. Do you know of any lenders that specialize in this area?

to buy a house from an owner facing foreclosure..and close the deal quickly? Please post a link or their contact info thanks. Looking for a nationwide lender who is mostly concerned about the low LTV and not credit scores or down payment.

We applied at the end of Sept. and broker is saying banks are being silent on applications. Anyone else in the same boat?

Also how would I GET A PRIVATE investor to loan me money for property? It would never be a good deal for the investors would it? Say you take where I live if you spent 1 million you could buy a 10 room apartment complex and if you rented it it would generate about 5,000 a month. Now pretend I wanted an investor to get me the million to build them and let's say I own the property but am just paying for the building. Pretend I gave him 4 thousand of the five for say 10 years that's 480,000 dollars return so far but let's also say after that 10 years the security he bought turns into equity but it is still only worth 500,000 since half so the investor wouldn't get any return DETAILS DETAILS

The building has a bar operating on the first floor but has two apartments, I would live in one.